There's some absolute bullshit advice I hear and researched when it comes to women and financial literacy. If you do a Google search on financial advice, you'll find vastly different results between men and women. I want to share with you some the shit advice I hear and what I've come across, why it's bullshit, and what to do instead.

Time Stamps:

(0:09) Money Advice That's Keeping Women Broke

(1:10) Shit Advice #1: Stop Going to Starbucks

(3:13) Shit Advice #2: Budget Better

(5:40) The Saving Your Way to Wealth Lie

(7:02) Financial Tips for "Men"

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

As I work with more and more coaches in the business coaching company I work for, the more that I start to see patterns and trends emerge with the most successful ones. I want to share the 5 most necessary character traits you'll need to develop to build a successful business. I'll share with you some of the learning lessons I've had around these character traits along with some businesses that failed because they didn't have them (RIP Blockbuster).

Time Stamps:

(0:10) Diving Down the Rabbit Hole of Character Traits

(2:18) Character Trait #1: Self-Discipline

(5:20) Character Trait #2: Self-Awareness and Emotional Intelligence

(8:25) Using Data and Logic

(10:07) Character Trait #3: Innovation and Resourcefulness

(14:38) Anyone Remember MapQuest and Paper Maps?

(16:01) Character Trait #4: Integrity

(19:18) Character Trait #5: Collaboration over Competition

(22:49) Recapping

(23:41) Open to Requests!

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I do not use a debit card. You might think this is strange and you've been convinced that credit cards are bad. Historically, I used debit cards all the time. In fact it was the only thing I would use when I was broke because I was terrified of credit card debt.

See, if you have listened to previous episodes you have learned that at one point I had around 8-12K of credit card debt accumulated after only 2 years of entering the work force. When I was finally in a financial position to pay off all that debt, I no joke had credit card PTSD. So I would only use debit cards.

I want to talk to you all about this former PTSD and how I overcame it so that you approach credit cards with strategy versus emotion or bad habits. If you do not have a healthy relationship with credit cards that in part is what this episode is for, to help you establish a better relationship with credit cards so you can use them to help you not hurt you.

If you are currently in credit card debt I highly recommend listening to episode 5 - the top 4 strategies to make more money as I do a deeper dive there into how to pay down your credit cards but also you will find some balance transfer and credit card calculator resources in todays show notes.

So just note that todays episode may or may not include strategies you can use right this moment, obviously if you have high credit card debt paying those down and working on your relationship with credit cards themselves is step one. But it is really powerful to understand how to use CC's to your advantage.

Time Stamps:

(0:31) Diving Into Debit and Credit Cards

(1:01) Why I Don't Use a Debit Card

(4:47) Episode 5

(10:13) Reward Points

(13:30) Paying Off Everything Every Month in Full

(14:25) Building Credit

(19:25) Debit Cards for Grabbing Cash

(20:45) Advice and Starting Out Slow

(23:45) Debt and Credit Cards

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Paying Down Debt w/ 0% APR Balance Transfers:

Citi® Diamond Preferred® Card

Discover it® Balance Transfer

Wells Fargo Reflect® Card

Credit Card Debt Calculator

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

My guest today is living proof men can not only be in touch with their emotions and both their masculine and feminine side but also have a deep understanding of the cultural narrative around toxic masculinity.

Severin Holsworth works as a love and mindset coach helping individuals develop skills to communicate their authenticity and allow for deeper connections to be formed with their partners. Sev grew up in a family that he would consider far from traditional. He was raised Buddhist, placing an emphasis on the values within the religion and prioritizing acceptance and kindness to all life above all else.

Sev's parents from an early age always gave him a safe space to openly communicate anything he was dealing with. This expectation of higher communication helped lead his path in this direction and his passion towards helping individuals live fuller lives and love deeper within their relationships.

In today's episode, we first define masculinity and "toxic" masculinity, understanding where toxic masculinity wounds originate from, how men can provide value in other ways aside from monetarily, and more!

Time Stamps:

(3:00) Sev's Upbringing

(8:55) The Masculine Conversation

(12:20) Defining Masculinity and Toxic Masculinity

(19:47) Where Wounds Originate From

(34:00) Providing Value in Other Ways

(43:00) Advice to Men

(46:20) Where to Find Sev

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Follow Sev on Instagram: @severinholsworth & @sev_wise

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Stay Connected:

Instagram: @alyciaisrael

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

My guest today is about to blow your mind when it comes to beliefs and understanding our thoughts, feelings, emotions, and actions. He's a great friend and has been a really incredible human to go to when I need it.

Travis Dalrymple has been an entrepreneur and thought leader for over the last decade. Starting his leadership journey at the age of 20, he accidentally found his way onto America's Got Talent, placed third, and dropped out of college to travel the world with his new entertainment business. During that decade, he became the Head Coach and Gym Manager of a NYC Crossfit Gym, turning it into one of the best places to workout in the city. When Covid struct, he made a major pivot online to create a multiple six-figure business in a matter of months, and was even recruited by the very mentorship that he joined. Now Travis is the Director of Client Success at a 10 million dollar business where he specifically leads a team of 10 responsible for the entire client base of the business.

We discuss how Travis took the leap into entrepreneurship, common money mindset limiting beliefs, 4 steps to understanding your beliefs, and more!

Time Stamps:

(0:50) Trav is the Buddha of Limiting Beliefs

(3:10) Travis's Background

(6:44) Sacrificing Who You Are For Who You Will Become

(11:54) Where Do Limiting Beliefs Start?

(15:40) Extreme Example for Limits and Environmental Exposure

(19:05) Breaking Down to Travis and Acceptance

(21:50) Common Money Limiting Beliefs

(30:16) 4 Steps to Understanding Beliefs

(35:10) IFCA Client Example

(40:38) Where to Find Travis

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Follow Travis on Instagram

Fighting Gravity America's Got Talent

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

This will probably trigger some people and I'm totally okay with that. Here is the thing. If you ignore red flags you have to be okay with the consequences of that. We also need to be aware,"Are we accepting that our partner is human and we cannot expect them to be perfect, OR are we making excuses for them? Being human is different than a red flag.

In today's episode, I'm going to give you my top 5 financial red flags to look out for either in your current relationship or in future relationships and hopefully save you a ton of headache if you take these to heart.

Time Stamps:

(0:30) How to Spot Financial Red Flags

(2:11) #1: They Don't Like When You Make More Money Than Them

(4:42) Investment Decisions

(7:32) #2: Not Honest About Their Financial Past

(10:01) #3: Excessively Cheap

(14:38) #4: Lacking Ambition and Drive

(16:52) #5: Never Had to Pay for Anything on Their Own

(20:48) Does Any of This Hit Home?

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

I wanted to change things up this week and bring you my perceptive on strategy and mindset when it comes to business on another podcast! I was recently on the Fitness Business Podcast hosted by Erin Dimond and Jordan Dugger (Erin is on this episode with me) and I believe this episode will be valuable from multiple angles for you.

Time Stamps:

- Switching It Up Today

- Who Am I?

- My Business Before IFCA

- Living in Scarcity

- Being Your Own Daddy Mentality

- Where Does the Limiting Belief Come From?

- Where Alyica Barbell Is Now Financially

- Strategies for Sustainable Growth

- Common Traits of Successful IFCA Students

- Advice to the Coach Wanting to Grow a Team

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Check out the FitBiz Podcast:

Apple

Spotify

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Stay Connected:

Instagram: @alyciaisrael

Facebook: Alycia Israel

Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

Don't get me wrong, I wouldn't trade anything in the world for running my business. But the truth is, while it creates a flexible life with more financial choices, there are things that come with it not everyone would choose to have.

I want to dive into this just to provide some behind the scenes truth to you especially if you inspire to run your own business…there is a lot that you don't see on instagram highlight reels.

I know a lot of "successful" people on instagram whos businesses are actually falling apart but you would never know it. So Im going to be real with you. I want to share with you some dark days I've had, and a recent oversight that almost cost me 5 figures along with 2 realities about entrepreneurship.

Time Stamps:

(0:21) The Side of Entrepreneurship No One Talks About

(3:15) Reality #1: Endless Working Hours

(6:20) I Forgot My Twin Sister's Birthday

(7:20) Reality #2: Sacrificing Friends and Family

(11:05) Managing Your Energy is a Skill

(13:17) The Emotional Toll of Running a Business

(15:05) Recent Tax Issue/S-Corp Issue

(23:03) Keep Your Circle Standards High

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Stay Connected:

Instagram: @alyciaisrael

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

We damn near broke up months into our relationship and it was the easiest thing to fix… and I'll leave you on that cliffhanger so you'll listen! Meet my hot husband: Piotr. I've talked about him on previous episodes and wanted to have him on the podcast to talk about our relationship, our struggles feeling valued and validated, what we did to overcome these issues, and more!

Time Stamps:

(0:15) My Husband Piotr

(1:43) How We Met

(5:08) Growing Up in Poland

(10:20) Dating and Moving In

(23:20) Couples Counseling and Almost Breaking Up

(27:20) Feeling Valued and Validated

(33:50) Dishwasher Example

(41:49) Where to Find Piotr

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My Hot Husband: @mistah_pitah

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy

There are stories about money you've been taught through our societal messaging that's completely wrong. These stories are holding you back from achieving the life you want and helping a bunch of people along the way. I want to teach you how to build a longer table, not a higher fence.

Time Stamps:

(0:13) The 5 False Narratives

(2:42) #1: You Should Know How to Money

(5:17) #2: Talking About Money is Impolite

(7:35) Making Your Own Money

(8:33) #3: You'll Be Rich If You Work Hard

(10:45) #4: Unless You're a Man, Wanting Money is "Selfish"

(14:34) #5: Money Can't Buy Happiness

(16:45) Recapping

(18:46) Building a Longer Table and Sharing

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Financial Feminist by Tori Dunlap

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Stay Connected:

Instagram: @alyciaisrael

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Alycia's Business Website: Alycia's Barbell

Apparel: Be Your Own Daddy