明日(あした)までに借金(しゃっきん)を返(かえ)さなくてはならない。

tomorrow | by | debt | (direct object marker) | pay back | must

I have to pay my debt by tomorrow.

View this episode here: https://thejapanesepage.com/jphrases-ep-147

View all episodes here: https://thejapanesepage.com/beginning-japanese-phrases-podcast-and-videos/

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