You’ve probably heard the pitch: “No market losses, all the upside!” But is that really how it works?

In this episode, I get back to business and break down what I believe are the best fixed index annuities (FIAs) for growth—based on more than 22 years of experience. This isn’t sales fluff. It’s the real criteria I use when recommending annuities to clients looking for safe accumulation.

What You’ll Learn:

Why most advisors show you the same basic illustrations—and what they’re leaving out

The two companies I trust most (and the specific products I use)

What matters more than chasing yield: financial strength, index options, and rate stability

Why surrender terms affect your flexibility—and how to think about duration

How I compare hundreds of annuities to find the right ones for your goals

Whether you’re looking to lock in a portion of your portfolio, avoid fees, or just keep things simple, this episode is for anyone who wants upside without unnecessary complexity.

▶️ Click play and get the straight talk on what makes a good fixed index annuity actually worth owning.

Need help sorting through your options?
Schedule a call—top right corner of any page at AnnuityStraightTalk.com.