Frequent Miler Article

Chase has refreshed the Sapphire Reserve and launched a brand-new Sapphire Reserve for Business card, both with a hefty $795 annual fee and elevated welcome offers. The changes reflect Chase's push into the ultra-premium card space with enhanced credits and benefits, though the value proposition varies depending on your spending habits and travel patterns.

• Both cards offer $300 annual travel credits that automatically apply to eligible purchases
• Personal card offers 100,000 Ultimate Rewards points plus $500 Chase Travel credit after $5,000 spend
• Business card offers 200,000 points after $30,000 spend in six months
• $500 in annual credits for "the edit" hotel collection, split between first and second half of year
• Personal card includes exclusive $300 dining credit and $300 StubHub credit
• Business card includes ZipRecruiter, Google Workspace, and giftcards.com credits
• Both provide Chase Sapphire Lounge access for cardholder plus two guests
• Chase appears to be implementing new application rules similar to Amex's lifetime language
• Current Sapphire Preferred holders may not be eligible for the Reserve card
• For existing Reserve cardholders, the annual fee increase timing affects the value proposition

Follow us on Instagram @travelpartyof5 for updates on our application experiences and outcomes with these new Chase Sapphire offers.