Points for Normal People by Katie's Travel Tricks

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If you've been avoiding Chase Ink cards because you heard about the "lifetime language," or because someone told you Chase is dead, I want to walk you through what I'm actually seeing. There's a lot of half-truths floating around right now, and it's leaving a lot of people confused.

In this episode I break down why I think "lifetime" is a misnomer and what the approval data points tell us about who is still getting approved and who isn't.

RESOURCES

• Sign up for my newsletter to get curated miles and points news and first access to new resources: https://katiestraveltricks.kit.com/news 
• Chase Ink Guide: https://katiestraveltricks.com/chase-ink-guide/
• Ink Business Unlimited® Credit Card: https://katiestraveltricks.com/credit_card/ink-business-unlimited-credit-card/
• Ink Business Cash® Credit Card: https://katiestraveltricks.com/credit_card/ink-business-cash-credit-card/
• Chase Business Card Denials: Strategy Tips: https://katiestraveltricks.com/recent-chase-business-card-denials-strategy-tips/

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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Significant changes are hitting the Chase Sapphire Preferred® Card program starting June 15th, and while there are some nice new perks, others might cost new cardholders as much as $700 in potential value in the first year alone. 

In this episode, I’ll be covering the bad news and the good news. Because these changes have different rollout dates depending on which card you have and when you applied, it can feel a bit complex. But don't worry—I'm walking you through everything step-by-step so you understand exactly what is happening to your points.

RESOURCES

• Sign up for my newsletter to get curated miles and points news and first access to new resources: https://katiestraveltricks.kit.com/news 
• Sapphire Preferred Refresh 2026 Article: https://katiestraveltricks.com/sapphire-preferred-refresh-2026/
• Aeroplan Pay Yourself Back Article: https://katiestraveltricks.com/aeroplan-pay-yourself-back/ 
• Guide to Chase Sapphire Preferred: https://katiestraveltricks.com/sapphirepreferred/
• Guide to Chase Sapphire Reserve: https://katiestraveltricks.com/sapphirereserve/ 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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Welcome back to the final episode of Season 3! This season has been a bit more drawn out than I originally planned, and because the world of miles and points moves fast, I wanted to take a moment to catch you up on all the significant changes that have happened since I first recorded these episodes over the last year.

In this wrap-up, we are covering everything from the Alaska and Hawaiian Airlines merger, to the shifting sweet spots with Finnair and Avios. I'm also diving into some sudden updates and devaluations with Citi ThankYou points, and I'm breaking down the somewhat confusing new Bilt Cash strategies so you can figure out if it's worth your time. Plus, I'm sharing some exciting behind-the-scenes updates about our website and what to expect when we return for Season 4. 

ACTION STEPS & RESOURCES

• Compare partner programs (like Qatar Avios vs. Finnair Avios) before transferring any points to ensure you get the best deal.
• Call Finnair to book partner awards instead of using the chat, as the chat queue is often full and phone fees are waived for these unbookable-online awards.
• Cancel and rebook Finnair partner award tickets instead of changing them to avoid the €50 change fee.
• Use our Bilt calculator to see if a Bilt strategy is right for you: https://katiestraveltricks.com/bilt-guide-to-cards-earning-on-mortgage-and-rent-payments/ 
• Sign up for my newsletter to get all of my recommendations first! https://katiestraveltricks.kit.com/news 
• Email Katie to brag about your latest travel point redemptions: [email protected] 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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Last episode I went deep on MileagePlus®, and today I'm following it up with the other half of the United puzzle: how to book United flights even when you don't have United miles, and when it might make sense to book that way even if you do. We're walking through Avianca LifeMiles®, Air Canada Aeroplan®, Singapore KrisFlyer, JetBlue TrueBlue® (through the new Blue Sky partnership), and a quick note on what happened with Turkish Miles&Smiles® after their December 2025 devaluation.

I'll cover the pros and cons of each program, share the workflow I actually use when I'm pricing a United route across partners, and give you my honest ranking for short flights, medium flights, and Hawaii trips. Everything in this episode is also going up as a blog post, and if you want the most current info going forward, my Saturday email is where I put it first.

ACTION STEPS

• Sign up for my newsletter to get all of my recommendations first! https://katiestraveltricks.kit.com/news

RESOURCES
Here is our article on this topic with charts and tools to help you decide which United partner is best for your specific situation: https://katiestraveltricks.com/how-to-book-united-flights-with-partner-miles-even-if-you-dont-have-united-miles/ 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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If you fly United — or even if you're just thinking about it — this episode is your starting point for understanding their MileagePlus® program from the ground up. I'm covering how dynamic pricing and saver awards work, the full United credit card lineup and what cardholder pricing actually means for your bookings now, ways to stack your earnings with the MileagePlus X app, and one of my favorite United features that no other major airline offers: miles pooling for families and friends.

This is part one of a two-part series. Next time, I'll show you how to book United flights through partner programs like Avianca LifeMiles®, Air Canada Aeroplan®, and Turkish Miles & Smiles® — which is especially helpful if you have Amex®, Capital One®, or Citi® points. All the links and resources I mention are in the show notes below!

ACTION STEPS

• Download the MileagePlus X (MPX) app and spend a few minutes browsing the stores and earn rates to decide if the e-gift card strategy makes sense for you.
• Link your Lyft® and United MileagePlus® accounts if you have an upcoming trip — or wait until you know you'll have two Lyft rides within 30 days to earn the 1,000 bonus miles. https://promo.united.com/offers/lyft 
• Set up a family miles pool now if you have family members with small United balances, even before you need it — so the 72-hour waiting period is already behind you when you're ready to book.

RESOURCES

• How to maximize Instacart Benefits: https://katiestraveltricks.com/new-chase-instacart-benefits-how-to-maximize/ 
• Seats.aero and PointsYeah.com (for setting up award alerts after booking a United flight)
• United.com miles pooling setup page: https://www.united.com/en/us/mileageplus/miles-pooling 
• MileagePlus Shopping portal: https://shopping.mileageplus.com/ 
• MileagePlus Shopping browser extension: https://shopping.mileageplus.com/button/ 
• MileagePlus Dining program: https://dining.mileageplus.com
• United℠ Explorer Card: https://katiestraveltricks.com/portfolio-items/united-explorer/

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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Today we’re doing a full deep dive on booking domestic Delta® flights using points. I’m covering how to earn SkyMiles®, how to find the best deals when you use them directly on Delta®, and when it actually makes more sense to book the exact same Delta® flight through a partner program like Flying Blue® or Virgin Atlantic® for fewer points. We’re also looking at fare class differences, cancellation policies, and how dynamic pricing works so you can make smarter choices for your family.

I also share some real pricing examples we pulled while working on this episode so you can see just how much you could save, plus a simple framework for deciding how to book any Delta® flight with points. Whether you live near a Delta® hub or just fly them occasionally, this episode will give you the tools to stretch your points further. Stick around for the action steps at the end so you know exactly what to do next.

ACTION STEPS:

• Link your SkyMiles® account to Starbucks® and Uber® (set it and forget it).
• Make a note that you can earn SkyMiles® through Airbnb® (must be done manually each booking via the Delta®–Airbnb® landing page).
• If you plan to fly Delta® regularly, look into one of the Delta SkyMiles® Gold American Express® Cards to start.
• Bookmark the SkyMiles® Award Deals page and check it regularly for your home airport.
• Sign up for transfer partner bonus alerts
• Watch the seats.aero webinar inside the free course at learn.katiestraveltricks.com.
• Practice searching routes: pull up a route on Delta®, then check the same route on Flying Blue® and Virgin Atlantic®.
• Try out PointsYeah or seats.aero to get comfortable comparing prices across programs.

RESOURCES

• SkyMiles Award Deals page (enter your home airport for current award sales): https://www.delta.com/us/en/flight-deals/skymiles-award-deals
• Delta's Deals & Destinations page (cash deals that often signal award deals): https://www.delta.com/us/en/flight-deals/current-flight-deals
• Link Starbucks + SkyMiles accounts: https://www.deltastarbucks.com
• Article by Kamree from Our Family Passport (Delta® tips): https://www.ourfamilypassport.com/easiest-ways-to-earn-delta-skymiles/ 
• Uber®–SkyMiles® account linking page: https://www.uber.com/us/en/u/delta/ 
• Delta®–Airbnb® landing page for earning miles: https://www.deltaairbnb.com/content/delta-airbnb/en/overview.html 
• Transfer partner bonus alerts sign-up resource: https://yourbestcreditcards.com/current-transfer-bonuses/?ccid=katiestravel
• Sign up for my free course at learn.katiestraveltricks.com - PointsYeah and seats.aero tutorials are just after Lesson 47
• Submit a Delta Bags On Time claim for late bags (2,500 miles per person): https://www.delta.com/bags/bagsClaimAutomation.action
• AwardWallet article on Flying Blue slashing Delta award rates for 2026: https://awardwallet.com/news/flying-blue/delta-award-sale/
• Delta SkyMiles Shopping portal: https://www.skymilesshopping.com
• Delta SkyMiles Dining program:

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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I pay almost $3,000 a year in credit card annual fees — and yes, that's more than our monthly mortgage. In this episode, I'm walking you through every single keeper card my husband and I hold year after year, showing you exactly how I value each benefit and how I personally decide whether a card earns its place in our wallet. 

I also want to be really clear: what works for our family isn't necessarily right for yours, and I don't think it should be. That's exactly why my team has built card benefit calculators on the blog — so you can plug in your own life and see what actually makes sense for you. At the end, I've got three simple action steps so you can do your own credit card spring cleaning and make sure every dollar you're paying in fees is actually working for you.

ACTION STEPS:

• Take stock of every card you have open. Use the Travel Freely app to stay organized, or track everything in a spreadsheet.
• Review every card with an annual fee. Use the benefits calculators on Katie's blog to assign your own values to each benefit and see if it's worth what you're paying.
• Make a plan. Use the "Ultimate Guide to Closing a Card" (linked in show notes) to understand the full evaluation process before canceling, downgrading, or keeping any card.

RESOURCES

• Detailed blog post on the Chase Sapphire Reserve: https://katiestraveltricks.com/sapphirereserve/ 
• Map of Chase Sapphire Reserve dining credit locations: https://katiestraveltricks.com/chase-sapphire-reserve-participating-restaurants/ 
• Overview article on the Chase Ritz-Carlton card: https://katiestraveltricks.com/the-complete-guide-to-the-chase-ritz-carlton-card/ 
• Episode on Citi ThankYou Points: https://youtu.be/8Zzdczsvti4 
• Bank of America Museums on Us program: https://about.bankofamerica.com/en/making-an-impact/museums-on-us-partners 
• Credit card spring cleaning post: https://katiestraveltricks.com/spring-clean-your-credit-cards-the-ultimate-guide-with-free-checklist/ 
• Ultimate Guide to Closing a Card:https://katiestraveltricks.com/ultimate-guide-to-closing-a-credit-card/ 
• IHG Rewards Credit Card Guide: https://katiestraveltricks.com/ihgrewardscards/ 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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Booking a flight with the Southwest Companion Pass used to be easier,, but with their recent switch to assigned seating, the process has become a lot more convoluted! If you're feeling confused about how to make sure you and your plus-one actually get to sit together without paying extra fees, you aren't alone. In this video, I'm walking you step-by-step through exactly how to book with your Companion Pass under the new rules so you can navigate the changes like a pro.

I’ll also be breaking down some of the most common issues families run into during the booking process. We'll cover why every single family member needs their own Rapid Rewards account, how to ensure TSA PreCheck shows up on your kids' boarding passes, and the exact steps to take when flight prices drop so you can easily get your points back. Check out the links below for my free course and other resources to help you supercharge your travel rewards!

ACTION STEPS

• Track Your Flight Prices: Make sure you understand how to get the best prices, use the "schedule change trick" if you have points, and track your flights on Google Flights. 
• Evaluate Your Southwest Credit Card: Look at the card you currently hold and see if it's worth upgrading to the personal card with the highest fee so you can pick seats at the time of booking. If you've had your card for over a year, you can easily change it and just pay the fee difference.
• Get TSA PreCheck/Global Entry for Companions: If you have PreCheck or Global Entry, work on getting it for your companion (especially kids and teens) and attach it to their Rapid Rewards account.
• Enroll in Touchless ID: If you are over 18 and have TSA PreCheck, opt into TSA PreCheck Touchless ID in the Southwest app to save time at security.

RESOURCES

• Free Course: learn.katiestraveltricks.com
• All Our Southwest Posts: https://katiestraveltricks.com/destinations/#SouthwestTips
• Get the Best Price On Southwest Flights: https://podcast.katiestraveltricks.com/southwest-flight-hacks-tips-and-tricks-for-saving-big/
• Southwest Card Guide: https://katiestraveltricks.com/southwest-card-guide/ 
• Southwest Rapid Rewards: https://www.southwest.com/loyalty/enroll/ 
• TSA PreCheck / Global Entry: https://www.cbp.gov/travel/trusted-traveler-programs 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

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UPDATE: Citi® is ending ThankYou® Points Sharing on May 17, 2026. If you've been pooling points with a partner, friend, or family member, May 16 is your last day to share. Remember, shared points expire 90 days after transfer — so have a plan to use or transfer them to a partner program before they expire! 

APRIL 2026 UPDATE: As of April 19, 2026 the transfer rates for both Choice and Preferred Hotels is reduced when transferring from Citi. New rates: 

• 1,000 ThankYou Rewards Points are transferable for 1,500 Choice Privileges points (reduced by 500 points)
• 1,000 ThankYou Rewards Points are transferable for 2,000 I Prefer Points (reduced by 2,000 points)

For a long time, the Citi ThankYou ecosystem has lived in the shadow of other rewards programs, but some massive changes in the last year have brought it back onto my radar. Between the addition of American Airlines as a transfer partner and a brand-new premium card—the Citi Strata Elite—there is new value to unlock. I’m especially excited to dive into the Preferred Hotels partnership, which is a hidden gem for anyone who loves booking unique, independent properties using points instead of just the big corporate chains.

In this episode, I’ll walk you through the current card lineup, including how to navigate calendar year credits to make sure you're getting way more value than the annual fee. We’ll also talk about my favorite hotel "sweet spots" where your points can effectively double or even quadruple in value. I’ll show you exactly how to make the most of this often-overlooked program.

ACTION STEPS:

• Browse the Maps: If you already have points, check out the new map and database of Preferred Hotels to find high-value properties. https://katiestraveltricks.com/guide-to-booking-preferred-hotels-map/
• Mark Your Calendar: If you want to maximize the "triple dip," set a reminder for early December to look into the Citi Strata Elite.
• Stay the Course: If you are a beginner, stick to your current three-year plan and keep this info for later so you don't get overwhelmed by too many programs at once. See the three-year plan here https://katiestraveltricks.com/3-year-plan/ 
• More Affiliate Card Offers Page: Visit this page to see more card offers available and support our work https://katiestraveltricks.com/more-affiliate-offers/ 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

1/23/26 Click MORE to see Ad disclosures

If you've heard the buzz about Bilt's new system for earning points on your rent or mortgage, you're not alone! A lot of people got really excited about the idea of earning rewards on their biggest monthly expense. But after Bilt rolled out their new options, many people have been confused, overwhelmed by the structure, and underwhelmed by the value. In this episode, I’m breaking down the convoluted new Bilt structure step-by-step to help you decide if it makes sense for your points strategy. I’ll explain the difference between their new "Bilt Cash" currency and the tiered spending system, and show you the exact math you need to know.

We’re also taking a look at the three new credit cards launching on February 7th: the Bilt Blue, Obsidian, and Palladium cards. I’ll give you my honest take on the pros and cons of each. While this new program isn't the game-changer many hoped for, there is a narrow group of people this might work for. Whether you want to go all-in or completely ignore Bilt, this episode will give you the tools and free calculators you need to make the right choice for your family.

ACTION STEPS:

• Make a Decision: Use my free resources to decide if you want to open a Bilt card, shelve the idea for later, or forget it entirely.
• Keep Working on Your Plan: If Bilt isn't for you, keep working on your three-year plan or opening cards at your own pace for your personal goals.
• Use the Calculators: If you are considering Bilt, use this Bilt Card Guide to run the calculators for your specific spending scenario: katiestraveltricks.com/bilt-guide-to-cards-earning-on-mortgage-and-rent-payments 
• Gather Your Numbers: Before using the calculators, figure out your monthly housing payment, your monthly grocery/dining spend, and your overall monthly credit card spend.
• Act Before February 7th: If you decide to apply, you have until February 7th to sign up for a card with the current launch offers.
• Listen to Previous Episodes: Go back and listen to last week's episode on earning Bilt rewards without a credit card here: https://youtu.be/0OkDkjBI7v0  Also, if you are new, listen to Season 1, Episode 1 of the podcast sequentially to understand the framework of travel points. Start here: https://youtu.be/-3kK6Wng8Vc 
• Download the Beginner's Guide: https://katiestraveltricks.com/travel-points-101-quick-start-guide/ 

New Here? 

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

More from Katie’s Travel Tricks

🔗 Website 

Instagram

💻 Free Course

💳 Best Current Card Offers

🎒 Favorite Travel Gear

Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...