Bookkeeping Expert - Zach Pasquariello

Last month, I paid my investors $15,713 in passive income from my real estate private money lending fund, ZIP Capital. Total investor capital currently deployed: $2,172,103.

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

In this video, I break down exactly how this works, what’s involved behind the scenes, and why private money lending is simple… but not easy.

What I do in ZIP Capital

I lend money to real estate investors on Pennsylvania properties, secured by real estate. When I run out of capital, I raise more from accredited investors so we can fund more deals and keep the engine moving.

The real work most people never see

It took me 3 years to learn this process end to end. Anyone can become a private money lender, but you need money, discipline, and a tight operation. Here’s what the process actually looks like:

Find real estate deals to fund
Collect and review underwriting documents
Coordinate closing details with the title company
Verify insurance, title, and loan documents (note, mortgage, guarantees)
Confirm wiring instructions and approve final settlement numbers
Execute draw agreements and ACH authorizations
Send the wire on closing day (and triple check everything)
Update loan tracking spreadsheets and pipeline reports
Update QuickBooks (new loan receivable, rehab draws, balances)
Set up recurring monthly interest drafts and track collections
Keep insurance current throughout the loan term
Manage liquidity across payoffs, new loans, and new investors
Handle extensions, fees, and paperwork when needed
Coordinate payoffs and ensure mortgage satisfactions are handled correctly

My background as a bookkeeper and business owner is exactly what positioned me to be strong at these operational and admin details, and that’s a huge advantage in private money lending.

How I pay investors fixed returns

I charge borrowers 12% annual interest plus fees because they need fast funding. Investors receive fixed returns because the loans are structured to produce consistent cash flow.

Real estate investors call all the time asking, Can you close next week? Speed matters. Certainty matters. That’s why they’re willing to pay for capital.

And because I’ve built strong deal flow through 5+ years of marketing and networking, I’m also able to turn down deals and cherry pick the best loans.

If you’re interested in how private money lending works, how investment funds are structured, or what it really takes to run the operations behind the scenes, you’re in the right place.

Subscribe for more videos on real estate private money lending, underwriting, fund operations, and raising capital.

Interested in investing with ZIP Capital (accredited investors only)? 

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

Are you still charging hourly for bookkeeping projects and wondering why your income feels capped? In this video, I break down the truth about hourly vs fixed fees and how to choose the best pricing model for your bookkeeping business.

You will learn:
✅ When hourly pricing makes sense and when it kills profitability
✅ Why fixed fee pricing scales better for most bookkeepers
✅ How to price monthly bookkeeping packages with confidence
✅ The biggest mistakes bookkeepers make when setting rates
✅ A simple framework to quote projects without undercharging

If you are a bookkeeper, QuickBooks Online ProAdvisor, accountant, or you run a small firm and want to price services for profit, this is the pricing strategy you need in 2026.

Want help pricing your services or getting your bookkeeping business organized? Check out my resources and links in the description.

Subscribe for more videos on bookkeeping, QuickBooks Online, pricing, and growing a profitable bookkeeping business.

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

Want to get faster, cleaner, and more confident in QuickBooks Online? 🚀 In this video, I’m sharing practical QuickBooks Online pro tips that help bookkeepers work smarter, avoid common mistakes, and deliver more accurate financials for clients.

You’ll learn how to:
✅ Speed up monthly close with a repeatable workflow
✅ Keep the Chart of Accounts clean and consistent
✅ Catch miscategorized transactions quickly
✅ Use bank rules and automation the right way
✅ Improve reconciliation accuracy and reduce cleanup work
✅ Create better reports that clients actually understand

If you’re a bookkeeper who wants to level up your QuickBooks Online skills, this is for you.

Subscribe for more bookkeeping and QuickBooks Online training. 📈

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

Want to start a bookkeeping business but you are stuck on the money question? In this video, I break down the exact cost of starting a bookkeeping business, line by line. You will see what is truly required, what is optional, and what I would personally pay for first if I had to start over from scratch.

We cover:
What you must pay to legally set up your business
The essential software and tools to deliver bookkeeping services
Training and certifications that are worth it and what you can skip
Marketing costs to get your first bookkeeping clients
A realistic starter budget and a smart growth budget

If you are trying to start a bookkeeping business in 2026, this will help you build a real plan and avoid wasting money on stuff you do not need.

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

If you are a small business owner trying to grow in 2026, your bookkeeping is either helping you win or quietly costing you money.

In this video, I break down why every small business needs a bookkeeper in 2026, even if you are using QuickBooks, a spreadsheet, or an app. You will learn what a bookkeeper actually does, what problems they prevent, and how clean books translate into better cash flow, smarter tax decisions, easier loans, and more peace of mind.

We cover
Monthly close and why it matters
Profit and loss vs balance sheet in plain English
Cash flow visibility so you stop guessing
How bookkeeping helps your CPA do better tax planning
What investors and banks look for
Red flags that mean you need help now
How to choose the right bookkeeper without getting burned

If you are behind, overwhelmed, or just tired of not knowing your numbers, this one is for you. 🚀

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

If you are managing multiple bookkeeping clients and feel like you are one missed deadline away from chaos, this video is for you 🚀

I manage 70 bookkeeping clients, and I am breaking down the exact system I use to stay organized every week and every month. You will see how I track deadlines, handle client requests, keep clean books in QuickBooks Online, and make sure nothing falls through the cracks.

In this video, I cover:
What my weekly bookkeeping workflow looks like
How I structure my month end close process
How I track tasks, due dates, and client deliverables
How I manage client communication without living in my inbox
How I standardize my processes so every client gets consistent service
How I prevent mistakes, catch issues early, and stay ahead of cleanup work

If you are a bookkeeper, a bookkeeping business owner, or a small business owner who wants clean books without stress, this will help you build a simple, repeatable system you can actually stick to.

Subscribe for more bookkeeping tips, QuickBooks Online tutorials, and real world systems for running a profitable bookkeeping business.

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

Are you a bookkeeper on a tight budget but still want powerful tools to run a professional business
In this video I walk through the best free software for bookkeepers so you can save money without sacrificing quality

You will discover
• Free tools to manage client communication and scheduling
• Free apps to track tasks and deadlines for monthly close
• Free options for secure file sharing and document storage
• Simple tools for screen recording and client tutorials
• My favorite free tools to stay organized and look professional online

Whether you are just starting your bookkeeping business or you want to cut costs in your existing firm this breakdown will help you build a lean tech stack that actually works

Watch until the end so you can pick the right tools for your workflow and avoid wasting time testing software that is not built for bookkeepers

If you want help starting or growing your bookkeeping business subscribe to the channel and check the links in the description for more resources

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

From Army boots to warehouse shifts to building a thriving bookkeeping business from scratch, this is the real story of how I completely changed my life and career path 🚀

In this video I walk through how I went from serving in the United States Army, to managing a warehouse, to finally finding my lane in bookkeeping and entrepreneurship. I share the skills I learned in each season, the mistakes I made, the financial pressure of supporting a family, and how I used bookkeeping to build freedom, income, and purpose.

You will see:

Why I left the Army and what I learned about discipline and leadership
How I knew the warehouse life was not my long term path
The moment I discovered bookkeeping and decided to go all in
How I started my bookkeeping business with no fancy office or staff
The mindset shifts that helped me push through fear and imposter syndrome

If you are stuck in a job you do not love, thinking about becoming a bookkeeper, or just trying to figure out your next move, this video will give you a realistic look at what it takes to pivot your career and start a profitable bookkeeping business.

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

What should you do after your bookkeeping month end close is complete so your financials are accurate, your clients are impressed, and nothing slips through the cracks ✅

In this video, I walk you through a simple process to follow right after you close the books so you can catch errors, clean up reports, and turn raw data into powerful insight for your clients or your own business.

You will learn how to

Review your profit and loss and balance sheet for obvious red flags
Tie out key balance sheet accounts so nothing is hiding off balance
Double check reconciliations, accruals, and adjusting entries
Prepare clean financial reports that business owners actually understand
Document your month end close checklist so you can repeat it every month

Whether you are a new bookkeeper or a business owner doing your own books, this video will help you go beyond simply closing the books and actually use your month end close to make better decisions.

If you are serious about building a real bookkeeping business, watch this video all the way through, hit like, and subscribe for more tutorials on bookkeeping, QuickBooks, and growing your monthly client base.

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/

Turn more discovery calls into paying bookkeeping clients with a simple, repeatable process. In this video, I walk you through exactly how I structure free consultations so small business owners feel heard, understand the value of clean books, and are ready to sign up for ongoing monthly services.

You will learn how to pre qualify leads before the call, what questions to ask to uncover pain points, how to present your pricing and packages with confidence, and how to handle common objections without feeling salesy. I will also show you how to send a clear follow up proposal, set expectations for onboarding, and turn one time projects into long term monthly engagements.

If you are struggling to close clients from your free calls, or you feel like you are giving away free advice without getting paid, this video will help you fix that and grow your bookkeeping business faster. Subscribe for more content on pricing, marketing, and getting better bookkeeping clients

*Learn more about my investment fund offering 8% to 12% fixed returns*
https://www.zipcapitalfund.com/