We're diving into part 2 of our Medicare Basics series. I'm back with my business partner, James Plemons, to talk about Medicare Advantage Plans. What do they do and who should have one? We're diving into this and much more!

02:05 - What is a Medicare Advantage Plan? 

03:54 - How to get Medicare Part D?

05:13 - Are "Part C" and Advantage the same thing?

06:53 - Do you get ads in the mail that are "too good to be true?"

09:00 - How are plans "free?"

10:28 - What can out of pocket expenses be on an Advantage Plan?

12:29 - How are out-of-pocket expenses cap limits set?

14:25 - How one client saved $178,000 with an Advantage Plan.

15:42 - Why I believe in Advantage plans.

19:08 - What is the one thing that will medically disqualify you from Medicare Part C?

21:14 - Why didn't people like HMO's?

24:01 - Do you have to have Medicare Part A & B to qualify for Part C?

25:00 - Where does the funding go?

27:30 - How long to you have to be in the workforce before you qualify for medicare?

28:55 - Should you ask your doctor for advice about insurance?

32:57 - Why did Medicare Advantage Plans get a bad reputation in the early 2000's?

For more info or to schedule a consultation, visit me on my website:

https://www.theturning65advisor.com/

Today is part 1 of a series to break down the basics of Medicare. I'm back with my business partner, James Plemons, to talk about Original Medicare. What is it? How does it work? What does it cover? We're diving into this and much more!

01:30 - What are the four main parts of Medicare? 

02:08 - What is Original Medicare?

03:10 - What constitutes a "hospital stay" and what's covered by Medicare?

04:28 - What are the costs with Medicare Part A?

05:06 - Example Numbers for Part A

06:30 - When are two separate hospital visits consider part of the same "stay?"

07:35 - What is Medicare Part B?

09:14 - What will the Part A deductible cover?

10:58 - How does Medicare cover Dialysis? (ESRD)

13:04 - What is "Fee For Service?" (Resource-Based Relative Value Scale)

15:07 - Thought on Medicare Advantage Plans.

16:05 - Why is there so much fraud in Medicare Billing?

17:40 - Why insurance agents trained in Fraud, Waste, and Abuse.

18:56 - Personal Example: How doctors can waste & abuse insurance.

21:28 - What is Medicare Part D?

22:36 - Does Original Medicare cover prescriptions?

25:04 - What is Medicare Part C?

27:05 - Is Original Medicare enough?

For more info or to schedule a consultation, visit me on my website:

https://www.theturning65advisor.com/

Do you run seminars for your business and has COVID-19 shut you down? I'm diving into how to effectively market yourselves and adapt to running seminars in 2020. I'll cover going virtual, attracting more prospects, and what I did to earn client trust before the seminar even began!

00:44 - Did Covid-19 kill seminars?

01:48 - Why you have to spend money to figure out what works and what doesn't.

02:54 - Why you need to start doing online presentations.

04:37 - Do you understand your own marketing? 

05:29 - What should you avoid in your marketing?

06:00 - Do you have an online presence?

06:50 - Example: How I earned a client before my seminar even started.

09:37 - How is marketing for virtual seminars different from in-person seminars?

11:02 - What most marketers get wrong.

13:10 - What is the one "ask" you should be making in your ads?

14:29 - What can clients take away from this marketing and my podcast?

15:36 - Someone subscribed to your content. Now what?

18:18 - How to be successful in the new era of seminars.

For more info or to schedule a consultation, visit me on my website:

https://www.theturning65advisor.com/

Today I am sitting down with my business partner James Plemons! We are talking about balancing quality versus quantity and how the "4 Quarters Rule" can help set you up for success!

01:00 - What is the 4 Quarters Rule?

03:13 - Mistakes we've made while building teams in our business.

04:30 - How are insurance agents paid and why is that important?

05:50 - Examples of the 4 Quarter Rule.

08:18 - How can insurance agents retain customers longer.

10:28 - How are relationships set up between our agency and our agents?

13:37 - Advice to anyone who wants to start their own agency.

15:15 - How the 4 Quarter Rule Applies to Life The Premier Agency.

17:10 - Why should you bundle all of your policies with one broker?

18:10 - Can you be over-insured?

For more info or to schedule a consultation, visit me on my website:

https://www.theturning65advisor.com/

Today I am sitting down with my business partner James Plemons! Have you ever worried about being stuck with the bill of an extended hospital stay? What about when you need to be transported by ambulance? We're talking about Hospital Indemnity Plans and how to make sure you're protected. 

00:45 - What is Hospital Indemnity Insurance?

01:48 - Who should have it?

02:31 - Policy Pricing Examples

07:24 - How does the coverage break down? What do you actually get?

09:54 - What factors should you consider when choosing a plan?

13:19 - Why is it important to talk about this and educate our clients now?

For more info or to schedule a consultation, visit me on my website:

https://www.theturning65advisor.com/

Today I am sitting down with my business partner James Plemons! We are talking about Health Maintenance Organizations (HMO's) and why they suck!

01:28 - Is anything ever ALWAYS bad?

03:05 - What caused the stigma around HMOs?

04:06 - Why are people getting healthier faster on HMOs and Medicare Advantage Plans than Medicare Supplements?

07:00 - Are doctors altering their care to gain the insurance's approval?

08:57 - Do most members understand how HMOs work? 

10:47 - Who are doctors accountable to?

12:37 - What is the biggest misconception about HMOs?

16:05 - How are HMOs changing to give more options and network freedoms?

18:33 - Are HMOs right for everybody?

For more info or to schedule a consultation, visit me on my website:

https://www.theturning65advisor.com/

Welcome to Episode 1 of Brent and Friends Nonsense and Trends! Today we're talking about cars, homes, and what it really means to own your life insurance, not just rent it. Are you Team Term or Team Permanent Life Insurance? Tune in to hear thoughts from your host Brent Crawley! 

02:32 - NO bad products, just bad fit/timing. I don't believe there is anything inherently bad when it comes to insurance products, but there are definitely certain products that won't be a good fit for you at certain times of your life. 

03:25 - Popular advice from financial planners/ advisors...A common theme in financial advisors, one of those being how you handle your debt and finances - always be attempting to pay on an asset that is yours, like a car. 

04:06 - Leasing a car: average Joe vs spring training baseball player.

06:55 - Why no one ever EVER buys term life insurance? "Renting" vs buying!

07:30 - Renting vs buying a home, comparison to life insurance.

09:03 - Brent, do you personally have term life insurance? 

10:28 -  Is permanent life insurance an asset? 

12:10 - What does permanent life insurance DO? Debunking "permanent life insurance is always bad!"

My name is Brent Crawley and I want to help give you a common-sense perspective on Medicare, Life Insurance, Health, Long Term Care Annuity, and more. There are so many companies out there that offer insurance products that so many people simply are unaware of. Worse than that, there are hundreds of thousands of people in today's market that are being sold overpriced underserving insurance products. I'll also teach you about other services that are not insurance related but will help to simplify your life and why many salespeople in many different industries can do better for their clients.