As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings and pensions quietly eating through your cash.

They unpack the latest updates on income tax, National Insurance, Capital Gains Tax and pension tax relief, explaining what might change in the next Budget and what steps you can take now to shelter your money.

This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances.

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