David Boutte is also known as the “Credit Pro” is with us to help you understand credit scores, and how to improve them. It’s a general measure of your credit risk and ability to repay debt.

Understanding how your credit score is calculated can help you make better decisions about your credit, but it’s not always easy. There are many factors involved, including those from the past and those from the future.

In this episode, we’ll explore how you can build healthy habits to raise your credit score over time.

In this episode, we talked about:

Links:

Text David here: (415) 939-6747

Email David: [email protected]

In this week’s episode, Ken Garner is back to cover areas of health insurance that are rarely discussed. Ken is a Health Insurance Expert living in Las Vegas. Ken will walk you through how you can understand the medical bill you receive from doctors visits.

In this episode, we talked about:

Links:

Ken Garner is a Benefits Specialist at A-Z Insurance LLC, he was born and raised in Las Vegas. Ken has been specializing in health insurance for 10 years and started my own firm 3 years ago.

With so many different health insurance plans, it's hard to know which one is the right health insurance for you. In this episode, Ken will teach us how to find the best health insurance plan as a fitness entrepreneur.

In this episode, we talked about:

Links:

Steve Washuta has a Degree in Public Relations - Worked in PR and at a Hedge Fund in NYC for years before converting to a full time personal trainer. He wrote a book in 2019, Fitness Business 101, he’s also the Co-Owner of TrulyFit, an online fitness market place providing fitness business software for professionals.

In this episode, we talked about:

Links:

@trulyfitapp for all platforms

fitnessbusiness101.com

Fitness professionals can email Steve personally: [email protected] to be put on a list of the first 25 featured pros for their launch.

Flora Peery is a thought leader, mindset magic influencer, and digital creator. She is the host and creator of The Whole Damn Brand Podcast, where she uses her vast knowledge of physical and mental health in combination with her Lifestyle and Branding development courses allowing her followers to reframe their realities and create a life of abundance. She is a renowned branding and motivational mentor, and Founder of Flora Peery Productions,a social media and branding consulting firm.

She explains the biggest marketing mistakes she sees with. And building your brand around the popular imposter syndrome.

In this episode, we talked about:

Links:

Instagram: @FloraPeery

Website: www.FloraPeery.com

Podcast: The Whole Damn Brand

Double Slit Experiment: youtube video

Claudia Smith is a Latina mompreneur owner of Athena CPA Services, providing virtual bookkeeping services to online coaches and services providers. Having been a former IRS auditor for several years, Claudia uses her skills to help business owners attain and keep good accounting practices.

Claudia teaches us the difference between an accountant and a bookkeeper, what to expect during an IRS audit and common mistakes people make when they try to DIY their bookkeeping.

Episode Highlights:

Links and Resources:

www.facebook.com/athenacpa

www.instagram.com/athenacpa/

Eddie Lester is the CEO of Fitness Mentors and a fitness educator assists health and fitness professionals take their business to the next level through virtual scaling techniques. Eddie is skilled in Fitness Training (a master personal trainer), Curriculum Development, Weight Training, Management, and Program Development.

Eddie walks us through a handful of ways to increase the value of your business and the balance between being niche-focused and having a diversified revenue stream.

Episode Highlights:

Links and Resources:

Michelle Murphy, The CEO of Legal Loft, assists small businesses and creatives with trademarks, contracts, copyrights, and business formations in order to secure and protect their businesses. She has helped over 100 businesses defend themselves legally and ensure their legacy for future generations. Michelle's goal is to help small businesses overcome their apprehensions about legal matters.

In this episode, she discusses intellectual property, copyrights, patents and how it applies to Online Fitness Coaching businesses.

Episode Highlights:

·  A simple way to remember the difference between trademarks, copyrights and patents.

·  The importance of your policies and procedures in contracts as well as the contingencies if things start to fall apart with a client.

·  What to expect when applying for trademarks, and timeline to anticipate.

·  Make sure you have the right disclaimers on your website. And 1 example as a take-away.

·  Risks and potential problems if you infringe on someone’s intellectual property.

Relevant Links:

Trademark Search - https://tmsearch.uspto.gov

In this episode, we focus on Building Your Wealth Muscle with Melissa Gamara. Melissa is a certified online business manager and Amazon Best Selling Author. Melissa now runs a multi-six-figure business and specializes in helping online entrepreneurs scale through systems, processes, team management and course launch strategy. In this episode, we highlight how she helps online coaches to improve their businesses!

Episode Highlights:

·  Something that is often lacking from online businesses is set Standard Operating Procedures. Online businesses should prioritize setting these up. This is something that you can build in the background while growing your business.

·  It’s important for your business to be malleable. The pandemic has shown us how quickly things can change and so it is important to be adaptable so that you can respond.

·  The better your onboarding system, the more likely clients are to stick with you!

·  When hiring someone for a specific job that requires focus, avoid a “jack of all trades, master of none” person. You should get someone who is committed, focused and able to work in their particular role.

Relevant Links:

Marci Nevin is a National Academy of Sports Medicine Certified Personal Trainer and a Yoga Works RYT. She is a graduate of the University of Oregon with a degree in Public Relations and Magazine Journalism.  For the past eight years, she has been working with clients at a private studio gym in California, fulfilling her desire to help others improve lives.

In this episode, we talked about Marci’s fitness background and business journey, becoming an online coach, how to achieve desired and sustainable results by proper nutrition, mindset, lifestyle, overall movements.

Be sure to check out Marci at http://marcinevinfitness.com/, follow her @marcinevin on Instagram, @marci_nevin on Twitter, and like her Facebook page.

Resources:

https://www.genworth.com/aging-and-you/finances/cost-of-care.html

More information and tips from Pat: www.darbyba.com

Instagram: @patdarbybiz

Schedule a call with Pat: https://calendly.com/darbyba/15min