Budgeting is among the most vanilla financial topics we discussed on the show, but when you think about its benefits, such as being able to spend guilt free, to plan for large expenses, and to replenish your emergency fund, following a budget can be a liberating experience that brings you closer to achieving your financial goals. Donna and Nathan discuss the process of creating a budget for individuals at all income levels. Also on MoneyTalk, planning for risks you don't expect, and how different types of income are taxed. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®;  Air Date: 3/21/2025; Original Air Date: 4/9/2024, 7/2/2024 & 7/29/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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