The first episode of "Now You Know" with Caeli Ridge is here !
Caeli is going to walk you through calculating your income for mortgage loans as a self-employed person and what this means when applying for a mortgage loan. 

For more education and access to live events join our Community here ! 
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 2/20/2024
 
Remote Real Estate Investing : Pros, Cons & Tips

Caeli details the Pros, Cons and Tips to Master Remote Real Estate Investing including diversifying portfolios, thorough research, build reliable local teams, embracing technology, finding reliable property managing partnerships and other topics!

https://www.narpm.org/

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 2/6/2024
 
When is the Right Time to Refi? Let’s do the Math!

In today's call Caeli discussed the things you should be looking at when you are deciding whether or not to refinance your property. She outlines the checklist that she would recommend you doing before making your decision, to cover all of your bases and make sure that the math is adding up to be the shortest amount of time to recapture your costs in the process.

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 1/23/2024
 
Guest Speaker Sam Parker with My Credit Guy

Sam Parker of My Credit Guy joins the podcast today to talk about credit, credit repair, the percentages of the different points that make up your credit score, and some really interesting tips and tricks of the trade for building your credit and maintaining a high credit score while investing in real estate.

Sam & Caeli have some great Q&A where Sam details a few things you can do to improve your credit score, and how his company can help you in achieving better credit scores by following their personalized guides.
 
Sam also shared with us his website where he partners with Experian, creditsitter.com

You can find Sam at mycreditguy.com or www.team-parker.com
 
Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 1/2/2024
 
Creative Financing Strategies for Non-Owner Occupied Portfolios

Caeli Ridge discusses some really creative options that Ridge Lending Group can offer as it relates to purchases and refinances. Ever wondered about some alternative ways to get funding for your next home or investment property? Tune it to hear about all that Ridge Lending Group offers!

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 12/26/2023
 
Risk Management: Understanding Through a Lenders Perspective

Caeli Ridge will go through the understanding of risk management as it pertains to the lender, so that investors can have a better understanding of what is going on behind the scenes when it comes to investing in real estate. She will round out the episode by discussing the state of the market and what can be expected in the new year, 2024!

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 12/12/2023
 
Guest Speaker Brent Widman from Southwestern Consulting joins today as our guest speaker. Caeli and Brent have a great Q&A on what it means to stay consistent in life and discuss the power of writing your goals down in order to achieve them. They discuss many personal insights on what it means to be successful, and what drives us all!

You can contact Brent Widman at bwidman@southwesternconsulting,com or call or text him at 507-382-7641. He offers a 30 minute business action plan so please check him out to help you reach your goals! 

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Caeli Ridge recorded this episode on 11/28/2023
 
Have you ever been hit with a property tax bill that far exceeded your expectations? You've come to the right place ! Caeli breaks down property tax definitions for us as well as showing us how you can know exactly what you'll be paying in property taxes based on the county in which your property resides.

We dive into a Q & A after this explanation as well as some news, updates and expectations for rates and other real estate investment pieces.

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.

https://www.youtube.com/c/RidgeLendingGroup

You can join these live  by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Guest Speaker Alex Hines 

Caeli Ridge pre-recorded this episode on 11/3/2023
 
Caeli and Guest Speaker ( & Ridge Lending Group Borrower) Alex Hines discuss how he has been so successful in real estate investing in just the few years he has been doing it.

They go into detail about his properties and how he has been able to fix and flip while still turning a great passive income on his properties. 

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.

https://www.youtube.com/c/RidgeLendingGroup

You can join these calls live by clicking on this registration link. 

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

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Description

Caeli Ridge pre-recorded this episode on 10/17/2023
 
Caeli dives into how to prepare for the year-end closings and investor pushes for tax write-offs.

98% of our industry is only focused on non-owner-occupied transactions.

For non-owner-occupied transactions, the end of the year is the slowest but for investors, it is the busiest time of year because everyone is cramming to get year-end tax credits.

Closing transactions earlier is key but starting now is not too late. Make sure you have all the necessary documents ready and available.

Check out the video with the screen share and the documentation in the Community and our YouTube Channel.

https://www.youtube.com/c/RidgeLendingGroup

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved