Caeli Ridge recorded this episode on 6/20/2023

Caeli details Ridge Lending Group's list of the Top 10 Things TO NOT DO during a loan transaction. This list shows some easy mistakes that can be made to delay or even make you unqualified during the loan transaction. Some may be obvious to you, while others you may have never thought of. All are important. Communication with your loan team is key throughout the process. Tune in to hear Caeli's insight and expertise on the list. 

Check out the list on our website here ! https://ridgelendinggroup.com/top-10-things-not-to-do-during-a-loan-transaction/

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge recorded this episode on 6/13/2023

During this episode, Caeli Ridge discusses Cash Out Refi Rules and has a lively Q&A with participants who are vying for a prize! Pop Quiz style, Caeli Ridge talks BRRR, and Cash Out Refi Scenarios. 

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge recorded this episode on 6/6/2023

During this episode, Caeli Ridge discusses the score qualifications per loan product, the minimum tradelines required, the minimum length of credit and the credit score optimization review. 

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge hosted this episode on 5/16/2023

Guest Speaker John Dingeman with Class Valuation Appraisers was on the show today discussing with Caeli and the community his expert knowledge of appraising property, and how to overall understand an appraisal as it relates to investment type properties. 

John ran us through some scenarios and showed us how to read and interpret the 1004. Open Discussion and Q&A to follow with John and Caeli. 

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge recorded this episode on 5/9/2023

This episode outlines and sets the expectations for the third and fourth video calls within the Certified Power Buyer (CPB) program hosted by Caeli Ridge, available at Ridge Lending Group. 

These are free educational calls for real estate investors looking for information and guidance from Caeli Ridge.  They are not objective in nature, but are subjective to you and your specific goals and qualifications. 

This episode will cover Debt to Income Ratio (DTI), (Video Call #3) and LLC's
and Overall Strategy & Planning  (Video Call #4). 

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge recorded this episode on 5/2/2023

This episode outlines and sets the expectations for the first two video calls within the Certified Power Buyer (CPB) program hosted by Caeli Ridge, available at Ridge Lending Group at no cost. 

These are free educational video calls for real estate investors looking for information and guidance from Caeli Ridge.  They are not objective in nature, but are subjective to you and your specific goals and qualifications. 

This episode will cover Goals (Video Call #1) and Credit & Assets (Video Call #2). 

Next week's episode will cover the next two video calls within the CPB video call series. 

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge hosted this episode on 4/25/2023

Last week we went over some property review mistakes and there was so much to talk about that we are going into part 2 for this episode!  

Caeli Ridge will finish explaining which mistakes you can avoid, and how to avoid them. Open Discussion and Q&A to follow. 

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 
855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge hosted this episode on 4/18/2023

Learn about important property review mistakes and how to avoid them. 

Caeli Ridge explains what to know when dealing with property review, with an open discussion and Q&A.

 Open conversations about this topic and more...

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge hosted this episode on 4/11/2023

Caeli Ridge will be going through and showing you how to use and fill out Ridge Lending Groups new 'Investor Investment Profile'. 

You will learn how Ridge Lending Group uses this information to help you find opportunities for your real estate investment ventures.

 Open conversations about this topic and more...

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice

Caeli Ridge hosted this episode on 4/4/2023

On this podcast episode, Caeli Ridge will be going over all of the creative ways you can borrow money with Ridge Lending Group!

This includes Conventional, Debt Service Coverage Ratio Loans, Bank Statement Programs, Asset Depletion Programs, All-in-One HELOC (Primary Home, Second Home, Investment Home), Cross-Collateral Loan Programs and Non Recourse options.

 Open conversations about this topic and more...

Check out the video with the screen share and the documentation in the Community.

You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list

As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at [email protected]

Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Privacy Policy |  Legal Disclosure |  Consumer Access | Texas Mortgage Notice