Own The Build

Capping Your Risk – Why Every Contractor Needs to Limit Their Liability (EP 227)


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The Contract Clarity Series with Sarah Fox (Part 2)

In this second instalment of the Contract Clarity Series, Paul is once again joined by construction’s contract queen, Sarah Fox — contract strategist, author, and keynote speaker — to explore a topic every subcontractor, QS, and contractor needs to understand: liability.

Sarah breaks down the risks contractors are exposed to, explains how liquidated damages (LDs) really work, and pulls back the curtain on indemnity clauses – which she calls “company killers” if left unchecked. Together, they walk through the hidden dangers of skipping LDs, the power of negotiation, and the steps you should take to ensure your liability is capped and your insurance can actually cover what you're signing up for.

In this episode, you’ll learn:

  • Why LDs aren't just a risk — they can be a protection
  • How to spot and challenge dangerous indemnity clauses
  • What to ask your insurer before signing any subcontract
  • Why “any limit is better than no limit”

Sarah also gives practical advice to estimators and QSs on how to respond when the contract says “no LDs” — and how to avoid getting caught out in final account negotiations.

👷‍♂️ Own the Build listeners: If you're not already checking for indemnities... this episode is your wake-up call.

📩 If you'd like to read the two Own the Build eBooks based on 200+ episodes — Mastering Your Career in Quantity Surveying and The AI Revolution in Quantity Surveying — head to the show notes to download your free copy.

Download them here - Free eBook Downloads.

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Want to connect with Paul?

Paul is on Linkedin here and would love to talk. You can also connect with Paul at [email protected] or through, C-Link.

C-Link is software built by Quantity Surveyors for Quantity Surveyors. We save 600 hours of Quantity Surveying time per project in automation. We can make your QS’ so much more efficient.

Watch the Video to learn more; you can book a demo by clicking here.


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