Carmen Costa Real Talk

No views May 22, 2022 Being in the mortgage industry, one of the assets an agent can have is to be genuine and true: that is the secret to having a client choose you. Meet Christian Baranowski, our Team Lead/Mortgage Agent, for Fonthill, Ontario. 

Christian is a true leader and a genuine human being who loves what he does and loves helping people. He’s a believer of the “light air philosophy” and if you want to know what this is, then watch this episode of the Real Talk to get to know Christian and our plans for Fonthill under his leadership.

Real Talk is a podcast about all the things I am passionate about! From my career to my personal experiences and everything in between, I love sharing my thoughts with you, I love talking to my team and introducing them to you; I simply love what I do! 

So, what motivates me? What makes me enjoy doing this podcast so much? The answers to these questions are in this episode. Hope you enjoy it as much as I did putting it together!

“Don't let fear stop you.” You're probably familiar with this common wisdom. 

Truth is human beings experience fear at some points throughout their lives. While it’s completely fine to feel afraid during certain situations in your life, you must take serious actions to build courage if your fears prevent you from reaching your goals. 

This is the theme of this episode. Listen and let me know what you think.

Gratitude.

It goes hand in hand with abundance! This should be part of your morning routine. It's giving thanks for everything you have. 

The sense of entitlement lately is out of control. You need to remember: nobody owes you anything. You are not entitled to anything… you have to work for it. What does gratitude do for you? Watch this episode of the Real Talk and let me know what you think (or if you agree).

For many years now, my approach to the mortgage industry has been one of transparency. Lately, you’ve been seeing more and more people posting about transparency in this industry. Is it a new trend? Not really! 

This is how I’ve always run my business from the very beginning. When I started in this industry, I found some grey areas when it comes to costs, splits, and the likes. Running a mortgage company is not cheap. So, let’s talk about transparency. 

This is the topic I chose for this episode of the Real Talk. How to be transparent and accountable in the mortgage industry. What it means to be truthful all the time! Let me know what you think.

As we celebrate Easter, I thought I’d share a few thoughts with you, taken from some of the episodes I’ve done in the past: 

Be kind to one another; how do you react to someone who doesn’t share your opinion?

History repeats itself; have we been paying attention?

Relationships and connections are important; have we been working on them?

Sometimes, we are negative; what do we do release that emotion?

Be grateful!

For a very long time, our industry was seen as “man’s world”. It was easy to believe women couldn’t make it. However, just like everything else in life, it is an industry for everyone to be in, as long as you’re passionate about what you’re doing. 

Meet Chantal Driscoll, from The Mortgage Girls! Chantal’s story is one of inspiration. As a young woman, she made a difference in this industry by believing in what she could bring into it, using social media, especially turning to Reels and Tik Tok lately, as one of her “tools” to promote “The Mortgage Girls”. 

Listen to this incredible story. 

You can follow Chantal on Instagram and TikTok @themortgagegirls

What happens when I sit down with one of my team members to talk about our industry? A great podcast episode!

The best part of a dream is to turn into reality. To make our clients’ dreams become reality, we must treat them as family. This is the philosophy of Eric Spada, from the Spada Group Mortgages, who joins me on this episode to talk about the challenges we face in our industry and how we can stand out as mortgage brokers. People first! And we’re here to take the long road to make sure everyone is happy at the end.

You can follow Eric Spada on social media @spadamortgagegroup

www.spadamortgagegroup.ca

What does death look like for you?

It seems like a morbid question, but it’s actually one that has had my full attention lately. Those of you who know me, also know I am very spiritual. I like to stay grounded all the time. And the question of death, which in the past used to scare me, has become a calling for me. This is the reason why I just started taking the course to be a Death Doula.

As humans, and depending on our culture, most of us were programmed to not understand the beauty of someone’s passing. This all came to me when my dad passed. Right now, I feel like this is my calling. Want to know more about it? Listen to this episode of the Real Talk with Carmen Costa.

Have you ever heard the saying: when you focus on possibilities you’ll have more opportunities?

It’s all about choices and vision for what you want in your life. Focus on all the positivity, be optimistic when facing anything in life, even when it seems gloomy. When you are patient and you trust your journey, great things will happen.