When the Federal Reserve changes its key interest rate, borrowing costs adjust accordingly … usually. There are times, though, when they move in the opposite direction. In this episode, we break down interest rate sensitivity and why borrowing rates don’t always align with the Fed’s moves. Plus, we visit the Save a Lot grocery store and Good Samaritans charity in Crossville, Tennessee — two places that support the area’s aging residents, including those who live on low or fixed incomes.