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A financial emergency will happen to all of us, at some point, whether it’s due to recession or some other event in our personal lives. Put together an emergency survival kit now, while you can still think straight. Wait until panic sets in and you’ll make desperate decisions. Here are 5 ways to prepare for a financial emergency. www.centsablechat.com

If you had an unexpected tax bill this year, or aren’t sure what will happen next year, take the time now to make changes that will help avoid a tax bill next year. Year-round tax planning is important, and it can help, regardless of your income level. www.centsablechat.com 

Here are 5 Motivational Exercises For Debt-Freedom www.centsablechat.com

Want to be debt free in '23? Want it bad enough to get extreme? How far are you willing to go?  www.centsablechat.com

Like many, I once believed the best way to stop overspending was to make more money. I just didn’t have enough for all the things I needed. Once I made more, everything would be fine. But it never was! As my income increased, so did my spending. Now I realized it’s not about how much money we make, but what we do with that money. This means we have the power to stop overspending, regardless of our income level! www.centsablechat.com

If your bank account has ever been overdrawn, you know how frustrating it can be to keep track of your money. You may know how much you have in your bank account at this moment, but is there enough for everything you need, between now and when you get paid again? CentsAble Bobbi shares 5 ways to simplify your finances. www.centsablechat.com

Where is your money going? How do you find out? And what else can you do with that info? The first step in any successful budget is creating your financial picture. This is a powerful tool that can answer a lot of your money questions and give you a firm start toward changing your financial life. www.centsablechat.com

To celebrate America Saves Week 2023, "CentsAble" Bobbi is joined by Bobbi Rebell, Author of "Launching Financial Grown-Ups" JanaLee Pickett, Founder of Hope On A Dime and Paul Vasey, Creator of Cash Crunch Games who share ideas and strategies for today's theme, "Saving for Major Milestones" www.centsablechat.com

What do you think of when you hear the word save? Does it stress you out? Is it something you wish you could do, but really haven't? Is it something you think you're doing on a regular basis, like getting a deal or using coupons? But the most important question is when you save those dollars, where do they go? What are they for? If we can focus in on that, it makes it a lot easier to save and hit our goals. And it can make life a lot easier and a lot more fun. www.centsablechat.com

Automation has almost become with convenience, especially when it comes to our money! Many believe that the answer to saving more money is to set up an auto transfer, or that bill-pay is the ultimate safeguard against late payments. But if you think it’s that easy, what you don’t know CAN hurt you.