Kids, are you financially prepared for living on your own? CentsAble Bobbi talks about the importance of financial literacy, to prepare for life after mom & dad. You’ll also get viewpoints and ideas from Author/Speaker Neale Godfrey and Rishi Vamdatt, co-creator of EasyPeasyFinance.com.

Financial habits are created early in life and can shape our relationship with money for a lifetime! A listener shares their personal experience, which shines a light on the need for financial literacy. CentsAble Bobbi shares ideas for rebounding from financial hardships, at any age.

Interest rates may seem like a boring topic but understanding them can save you a ton of money – and even create passive income streams! “CentsAble” Bobbi walks you through interest rate characteristics, how they work and how you can use them to better your financial life – with a little help from EasyPeasyFinance Creator, Rishi Vamdatt!

Sometimes what looks like a good deal can end up costing more than we bargained for. “CentsAble” Bobbi shares strategies for making sure a deal is really a deal!

Having bad credit is not the end of the world. But not understanding how it works can cost much more when it comes to things like buying cars or homes, renting an apartment, or entering a cell phone contract. A good credit score can save you TONS of money! “CentsAble” Bobbi shares the breakdown of your credit score, what to focus on and how to avoid the traps!

Credit cards aren’t good or bad – they’re simply a tool. “CentsAble” Bobbi outlines the pros & cons of credit cards and lays the groundwork for getting the benefits without the pitfalls.

May 29 is National 529 Day! A 529 plan helps you pay for an education, avoiding student loan debt. “CentsAble” Bobbi and “Route 529” Author, Patricia Roberts, share valuable information about the 529 plan and how you can find pockets of cash from other sources.

What’s stopping you from budgeting?  You make too much money? You don’t make enough? You don’t have a job? It’s boring and restrictive? “CentsAble” Bobbi busts those myths, so you can get started on your budgeting journey and find financial freedom.

Saving money can be difficult. Bills, necessities of life and recreational spending can sap away cash that could’ve been stockpiled. But, if you’re living with mom & dad and working a minimum wage job, you have the opportunity of a lifetime – the opportunity to save for your future! “CentsAble” Bobbi walks you through 5 reasons to start saving now.

What you need to know, before you borrow the dough! Student loans aren’t the only way to pay for college, but if it’s your last resort, pay close attention to this episode, as “CentsAble” Bobbi discusses questions to ask when shopping for a loan and creating a plan to pay it off.