CentsAble Chat

College can be pricey, but there’s no need in amassing huge loans to get an education that can slow down your life just as you’re ready to take off. Forget student loans! Take a tour of the many places you can find cash for college!

A budget is necessary for managing your money and to reach financial goals even though both may seem overwhelming. Fortunately, they’re not, if you’re asking yourself the right questions. “CentsAble” Bobbi points out the important questions and shares a budget checklist you can use to stay on target!

Insurance is necessary, in most cases. If you’re overspending on a policy, but only seeing money go out the window, how do you know it’s worth your dollar? “CentsAble” Bobbi helps you find a healthy balance between savings and insurance to manage life’s inevitable risks and teaches you how to create your own “DIY” Insurance plan!

Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What you do with that freedom will impact the rest of your life! “CentsAble” Bobbi shares ideas for building security & momentum in your life once the debt is gone.

A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s right for you.

Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done with a credit card or online, making loose change nearly a thing of the past. So where do you find it? More importantly, how do you grow it? “CentsAble” Bobbi details the where and how to deal with digital spare change and shows you what a difference it can make in your budget and in helping to eliminate debt.

Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans don’t work, unless you work them. Find out how to put a plan into action and stay on track to achieve debt freedom!

A budget is an essential piece of a debt-payoff plan. "CentsAble" Bobbi takes you step-by-step through the process of creating a budget using the "debt snowball method," which dictates that smaller debts be paid-off first, then moving on to larger balances. This commonly used method helps you to tackle burdening debt.  

Planning your spending is essential to good money management. In this episode, "CentsAble" Bobbi details important steps necessary to create a workable plan for spending, so you can pay off debt as quickly as possible.

"CentsAble" Bobbi shares ideas for bringing your spending in line with your income and sets up a strategy to pay off your debt.