AJ Bell's Tom Selby joined New Model Adviser's Ollie Smith, Laura Purkess and James Fitzgerald for a big fat review of the year. They kick off with a bumper edition of Ollie's famous pub quiz. Play along at home!

Then the team get stuck in, debating their pick of the most important stories of the year: state pension policy, DB transfers, the NHS annual allowance taper crisis and, er, Cricket.

There was also time talk about some non financial services developments too. Pour yourself a mulled wine, grab a mince pie, sit back and enjoy. Have a very merry Christmas and a happy New Year.