This episode of the Rock Your Retirement podcast features an engaging and insightful conversation between Kathe Kline, Barb, and their guest, Dawn Fleming, author of the book "Claim Your Dream Life: How to Retire in Paradise on a Shoestring Budget."

The episode explores the journey Dawn Fleming took from financial hardship—including surviving a real estate crash and foreclosure—to ultimately finding a fulfilling and affordable lifestyle abroad. Dawn Fleming shares her personal story of relocating from Southern California to Florida and eventually investing in property on Isla Mujeres, a Caribbean island off the coast of Cancun, illustrating how she rebuilt her life from “way below zero” and discovered a new sense of purpose in her third act.

Throughout the conversation, the hosts and Dawn Fleming address the common concerns and fears many retirees face, especially those worried about finances and the prospect of moving to a foreign country. Dawn Fleming offers a practical framework for those curious about living abroad: starting with purposeful travel, performing a "beta test" of living like a local, and always renting before buying property. She emphasizes the importance of understanding your personal non-negotiables—such as climate, culture, community, and access to healthcare—to ensure a successful and satisfying transition.

Unlike many retirement resources that focus almost exclusively on money, this episode delves into holistic aspects of retirement, reflecting the podcast’s “six pillars”—significant other, family, health, spiritual, friends, and purpose. Barb and Kathe Kline highlight how Dawn Fleming’s experience and book address these emotional and existential factors, encouraging listeners to seek a retirement lifestyle that truly feeds their soul, rather than just their bank account. The discussion showcases how retirement can be a new chapter full of possibility, adventure, and meaning.

Additionally, the episode tackles the psychological barriers to retirement—such as fear of the unknown, language challenges, and concerns about leaving community behind—and provides reassurance that embracing change can lead to profound personal growth. Through stories of participants in Dawn Fleming’s workshops and retreats, the audience learns how others have navigated this journey, found love, purpose, and vibrant community in unexpected places. The episode ultimately leaves listeners inspired to reimagine retirement not as an end, but as a rich and rewarding new beginning.