On this podcast, CLOUSER and his guests, Richard Glassman, an executive with a regional west coast based bank, and Gary Furr a business advisor discuss current issues in the business world. Listen as both guest share their recent experiences with clients that were affected by the pandemic. Guests share how their business owner clients adapted and made crucial changes to their operations. The group discusses the PPP funding and its process and the positive impact it has had for businesses. Hear from a lender’s perspective on how quickly banks adapted to a quick funding facility provided by the SBA and structurally the bank had to adapt to handle the applications. Listen to find what role having a good and open communication type of relationship played with the initial funding, and how banks assisted non-client applications. The group discusses the importance of a business to have ample cash reserves and working capital. Glassman and Furr discuss why business owners and management should have an understanding and be able to communicate what their financials statements are showing.

On this episode CLOUSER shares a recent conversation with his son, Patrick, who works in the laboratory of a large healthcare organization. Heidi Bird joins the discussion as young CLOUSER explains the role he and his co-workers perform in the battle to fight COVID -19. Listen as Patrick describes some early vital responsibilities the laboratory played in establishing testing standards. Guest shares the path he took to became a young scientist working in the laboratory including education and certification programs.

On this podcast CLOUSER discusses with author and business advisor, Gary Furr on some key fundamental tools to use to have a successful business. Using the guest’s book, It’s Not Hard, It’s Business as a guideline, CLOUSER and Furr discuss several of the ten (10) Keys to Revenue Growth as outlined in his book. Why does a business owner’s or management mindset matter? Guest explains difference between a #strategy, and the vision or goals of a company. How do numbers drive the business? What are some common measurements on the decision maker’s #dashboard? Furr discusses the important of having a #cashflow forecast, and how it helps a business owner look to the future. CLOUSER and guest discuss the importance of the relationship between a business and its #bank. Furr explains how he approaches his clients when first engaging with them.

On this podcast CLOUSER and Heidi Bird discuss adapting to the new environment in, which now must conduct their business. Host and Bird discuss changes they have experienced, and how the companies they work for have made the necessary changes for them to stay in business. CLOUSER and guest discuss how they have had to make changes to their work schedules and how they approach working with their clients. Host provides some thoughtful and timely advise for people enduring tough times during the COVID 19.

On this podcast CLOUSER answers a  listener’s question on how to prepare for expansion financing.  CLOUSER shares nine items to do or to consider.  Those items include: 1) Clearly identifying the need, and what the benefit to expansion will be.  2)  Make an analysis of costs. 3)  Effects to current operations.  4)  Prepare cash flow analysis.  5) Prepare written funding request.  6)  Prepare Use of Funds.  7)  Confirm current state of financial health.  8)  Communicate with key relationships.  9)  If multi-lenders involved, be sure to communicate more.

 

On this podcast Author and Data Guy Ricky Russ Jr. Guest discusses how he sees the approach to data-driven websites and marketing thru his lens. CLOUSER and guest highlight some of the important topics found in the world of data, websites, and even books  CLOUSER and Russ discuss the data that can be analyzed, and how to apply it.  Guest shares examples of how he has improved client’s website traffic thru suggested changes derived from the analytics.  Russ discusses SEO and why it might be a secondary concern.

 

 

Author Jim Grew discusses his new leadership book The Leader Architect The Right People in the Right Places Doing the Right Stuff at the Right Time. CLOUSER and guest highlight some of the important topics found in book. In the book, which is available December 1, 2018, Grew covers topics such as myths found in business, and  working as pairs within teamwork. Listen to hear why author suggest a company should have two sets of books. Grew discusses the importance of thinking thru hiring family members–listen for some pros and cons.  CLOUSER and guest talk about delegation and a key to properly delegating.  Guest shares his idea about the importance of being resilient.  Grew speaks about the importance of responding correctly to what happens to you and not to get caught in the why’s it happened.  Guest explains origin of the book title.

On this podcast CLOUSER and guest Scott Belt of Impact CFO Services discuss the importance of year end planning.  Guest shares his insights on why planning for next year and why forward looking is important.  Forecasting and budgeting for the upcoming year is discussed.  Guest and host discuss the importance of how CFOs and others in the finance and accounting departments should be working with tax and financial statement partners in early Fall.  The role of a #fractionalCFO is discussed and how they can help a business with year end and on going processes.

On this podcast guest Sid Smith of Predictable Traction discusses the EOS® system. Smith shares about his role as an implementer of the program developed by Gino Wickman the author of the book Traction: Get a Grip on Your Business.  Guest discusses the 6 components of the program, which include Vision, People, Data, Issues, Process, and Traction.  Listen to guest share how he works with his clients to assist in growing the client’s company.  CLOUSER and guest discuss the positives of using the system, and what results a company would expect by implementing the system.

On this podcast, host CLOUSER talks with Dino Biaggi of Birch Community Services (BCS).  Listen as Biaggi explains how BCS is not just a food bank, but an organization that helps the working in need.  BCS’s approach is to help families by providing personal financial counseling along with providing essential needs.  Hear how BCS was founded and the premise from which it operates.  Guest explains all aspects of the services and other support BCS provides.  Listen to some success stories and how families have benefited from BCS.