Watchtower Holdings, the parent company of fitness operator ReFormd which runs several Anytime Fitness and BFT gyms, is set to be charged over alleged late CPF payments involving 13 employees. The company says it is working to settle the outstanding amounts. Following up on this, Andrea Heng and Hairianto Diman find out the biggest cost pressures when running a gym franchise and what members can do if their gym outlet suddenly closes after they have paid membership fees upfront. For more, they speak with Rachel Chiam, Owner, BFT One North and Loyang.

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On today's (3 July) markets analysis on Open For Business, Andrea Heng and Hairianto Diman speak with King Lip, Chief Strategist and Partner at BakerAvenue Wealth Management.

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As the 2026 FIFA World Cup captures global attention, it's worth asking: do major cultural moments actually shape investment decisions or just dominate the headlines? History shows that the brands on the pitch aren't always the stocks to own. Andrea Heng and Hairianto Diman examine how events like the World Cup influence investor behaviour, why the biggest brands aren't always the biggest stock winners, and how a new generation of investors is looking beyond tickers to identify opportunities. For that, they speak with Ritesh Ganeriwal, Head of Investment and Advisory, Syfe.

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Two employee payment cases recently making our headlines – one involving unpaid overtime, the other due to late CPF payment. Timely then, to pose this question on TalkBack: Are you being overworked and underpaid? Daniel Martin discusses further with Naomi See, Director at Nair, Jen and Tan LLC – with a specialty in employment law.

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After exploring how and why chain collisions occur, and if tailgating or road hogging might be a bigger culprit, we zero in on car tech – the role it could play in causing accidents? Daniel Martin discusses further with Clifford Chow, Founder, asphaltsg.com.

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Guest: Andre Rozario, Investment Counselor, Citigold Private Client, Citibank Singapore

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After nearly 30 years in service, the 1777 non-emergency ambulance hotline will be phased out next year, after just 6 percent of bookings were made through it. So why are so few people using it? Daniel Martin finds out from Chew Lip Heng, Consultant and Trainer in Emergency and Crisis Management, OPSTAR and Serve2Lead.

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Breastfeeding may be natural, but getting started is not always easy. Cheryl Goh speaks with Dr. Mythili Pandi, Integrative Family Physician, Lactation Consultant and Health Advocate to explore how labour, delivery and those first hours after birth can shape the experience, as well as the support that can help mothers and babies find their rhythm.

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Prego’s Tuscan Wine Dinner brings together regional Italian dishes and wines selected to complement every course. Cheryl Goh explores the stories behind the menu, the development of flavours from the region, and how the Prego and Culina teams created the wine pairings with Davide Bizzarri, Executive Italian Chef at Prego, Fairmont Singapore, and Rosario Ferraioli, Operations Manager at Prego, Fairmont Singapore.

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Private markets are becoming more accessible as tokenisation lowers investment thresholds. But wider access also raises questions about liquidity, complexity and investor protection. Cheryl Goh speaks with Inmoo Hwang, Co-Founder, Group Managing Director and CFO of ADDX, who breaks down where Asia-Pacific investors are putting their money, and whether AI, stablecoins and digital-market infrastructure can deliver lasting value.

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