How is medical debt a racial justice issue, and what's being done about it? What role does the Affordable Care Act's Medicaid expansion play in reducing medical debt and keeping rural hospitals open? And what specific health policy should legislators pursue that would solve the medical debt crisis once and for all?

To find out, we spoke to Berneta L. Haynes, a staff attorney for the National Consumer Law Center, who focuses on medical debt and consumer energy policy. She previously served as a director at Georgia Watch, a state-based consumer advocacy organization, where she worked to make energy programs and quality health care more equitable and accessible for all.