Cornwall Property Podcast

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Episode 57: Ask Dan & James 

👀 👉🏻 

This week Dan and James answer two more listener questions.

Our first question is from Phil in Penzance who asks,  “I have been listening to your podcast and I have an issue I hope you can help with.

I have a number of buy to lets properties which I brought in my name. I am now purchasing 2 more buy to lets, but this time I am purchasing these in a company name. 

I am using two different solicitors to purchase these properties. Both solicitors have said that the mortgage companies who are both different have both asked for me to get independent solicitors advice (ISO) and for them to also witness the signing of the documents in person at the same time. 

I have called CVC solicitors, Coodes Penzance and Truro, DB Law, Nadlers solicitors and none of these will provide this service. 

Can you help recommend a solicitor who could do this. I work in Pool and my partner works in Truro so any solicitors around this area would be great. I cant believe that I'm the only person who is having this issue? ”

Next up we have Tommy from Helston who asks “ I am looking at doing my first property flip in Wadebridge. I have found a property that is in full need of a renovation but how do I really know what it might sell for? Agents often tell you what you want you to hear? 

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email [email protected]

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us [email protected]

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Episode 56 🎙- Mortgage rates fall!  👀 👉🏻 

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Mortgage rates fall to their lowest in almost three months
👉🏻📰 South West remains the fourth most expensive region in the uk
👉🏻📰 Homeowners not speaking to advisers about energy efficiency: MAB
👉🏻📰 Lettings agents predict rise in arrears and further decline in landlords

Commercial pick of the week 👉🏻🧐 Land for New Build 📞 with Stags, Truro🔗https://www.rightmove.co.uk/properties/128249600#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  3 bed Semi detached property in Redruth   📞 Bill Bannister 
https://www.rightmove.co.uk/properties/130741976

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us [email protected]

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗 https://www.telegraph.co.uk/personal-banking/mortgages/major-bank-cuts-rates-100-mortgage-deals-escalating-price-war/
🔗 https://www.hometrack.com/wp-content/uploads/2022/12/UK-rental-market-Dec-22-FINAL-PM-HT.pdf
🔗https://www.mortgagestrategy.co.uk/news/lettings-agents-predict-rise-in-arrears-and-further-decline-in-landlords-goodlord/
🔗https://www.mortgagestrategy.co.uk/news/homeowners-not-speaking-to-advisers-about-energy-efficiency-mab/

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Episode 55: Ask Dan & James 

👀 👉🏻 

This week Dan and James answer two more listener questions.

Our first question is from Kris who asks, “Hi guys, is it worth paying down the interest only mortgage over the 25 -30yr term to reduce payments or just wait until the term finishes?”

Sally from St Mabyn asks, “I have been listening to your Podcast and love your work and content. I am just looking at investing in a BTL property but also thinking about waiting and watching the market in 2023. I know you work with investors,  if I wanted to invest it with you guys, could that work on 12 month basis whilst I decide and of course if you had the opportunity for me?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email [email protected]

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us [email protected]

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 54 🎙NEW year NEW opportunities -  👀 👉🏻 

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Positive business rate news for commercial landlords/tenants
👉🏻📰 House listings rose 46%
👉🏻📰 Home buying remains a ‘stressful’ life experience: Smoove  
👉🏻📰  Brokers eye remortgages to drive new business: Paragon

Commercial pick of the week 👉🏻🧐 Land for possible small development 📞 with Bradleys Eatate Agents🔗https://www.rightmove.co.uk/properties/130211462#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  2 Bed semi detached  in need of full renovation 📞 Millerson https://www.rightmove.co.uk/properties/130310567


📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us [email protected]

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.landlordzone.co.uk/news/business-rates-revaluation-2023-will-hit-small-retailers-hardest/
🔗https://www.thisismoney.co.uk/money/mortgageshome/article-11599433/Homes-sale-spiked-Boxing-Day-Rightmove-says.html
🔗https://www.mortgagestrategy.co.uk/news/home-buying-remains-a-stressful-life-experience-smoove/
🔗https://www.mortgagestrategy.co.uk/news/brokers-eye-remortgages-to-drive-new-business-paragon/

Episode 53: How to work with investors

Ask Dan & James 

This week Dan and James answer two more listener questions.

Our first question is from Paul in Feock who asks, “really enjoying the content you guys put out. I have been listening for a while now and I hear you mention that you work with investors to help fund your projects? Would you mind sharing how this collaboration works? How do you structure your deals with investors? I hope you don’t mind sharing this as I’m sure many others are thinking the same?”

Next up we have Jade in Rock who asks “ You guys seem to work on many projects with some decent sized investments, how do you offer security for your investors on these projects? 

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email [email protected]

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA

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Episode 52 🎙- Sit tight until next year 👀 👉🏻 https://m.youtube.com/watch?v=8FFlhL4WEZI

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Hardest places to sell in Cornwall right now
👉🏻📰 Michael Gove has announced plans to crack down on landlords
👉🏻📰 Five-year fix rate falls below 6%
👉🏻📰 Buyers ‘sit tight until next year’

Commercial pick of the week 👉🏻🧐 mixed use commercial opportunity 📞 with Miller Commercial 🔗https://www.rightmove.co.uk/properties/129440507#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐 3 Bed Cottage renovation opportunity -📞 Stratton Creber 🔗https://www.rightmove.co.uk/properties/129675353  

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us [email protected]

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.cornwalllive.com/news/property/cornwall-house-sales-showing-hardest-7871939?utm_source=app
🔗https://www.propertymark.co.uk/resource/levelling-up-and-regeneration-bill-now-has-a-focus-on-planning.html
🔗https://www.mortgagestrategy.co.uk/news/five-year-fix-rate-falls-below-6-moneyfacts/
🔗https://www.mortgagestrategy.co.uk/news/news-analysis-buyers-sit-tight-until-next-year/

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Episode 51: Ask Dan & James 

This week Dan answers two more listener questions.

Our first question is Paul in Falmouth who asks, “ I’ve been wanting to start investing for sometime and your podcast and great content has inspired me to take action. I’m wanting additional cashflow so being located in Falmouth I’m naturally looking at student HMO’s. Is now a good time to get in with mortgage rates where they are? ”

Next up we have Eve in Sithians who asks , “I am in the process of purchasing a buy-to-let investment property which happens to have a tenant currently in situ. The tenant has been in the property for over two and a half years. The property is managed by a local agent who has been in charge of the property for over 10 years. I found buy with a tenant in situ attractive as I will be earning from day one. I believe we have everything covered with regards to buying with tenants in situ, but wondered if you had any additional guidance I may have missed? Thank you in advance for you help and all the great content! ”

Tune in to find out what Dan had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email [email protected]

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 50 🎙- Mortgage rates dropping! 👀 👉🏻

This week Dan discusses the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰Mortgage rates dropped for first time in 7 weeks
👉🏻📰Funding help is needed to make homes more energy efficient 
👉🏻📰Average buy-to-let landlord selling up will lose £2,600 more to the taxman

Commercial pick of the week 👉🏻🧐 Former school to residential 📞 with Vickery Holman 🔗https://www.rightmove.co.uk/properties/125502380#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  Stunning pair of properties with development potential📞 Lillicrap Chilcott 🔗 https://www.rightmove.co.uk/properties/129166922

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us [email protected]

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://thismon.ee/a/10350007
🔗https://www.property118.com/funding-help-is-needed-to-make-homes-more-energy-efficient/
🔗https://www.thisismoney.co.uk/money/buytolet/article-11439549/Autumn-Statement-capital-gains-tax-changes-mean-landlords-pay-2-600-selling-properties.html

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Episode 49: Ask Dan & James 

Fix or Twist?

This week Dan and James answer two more listener questions.

Our first question is from Jonty in Tresillian who asks,  “I have a Buy to let in Bodmin with a tenant currently in situ. I am worried what to do as my mortgage is up for renewal but there are no products that fit on the stress test. This means I go onto variable rate which is £748 Per month and my rent received is £700. Before my mortgage was £299 on a 5 year fixed. Should I sell or hold?”

Next up we have Katie in Bodmin who ask , “A friend has asked for my help. He has recently split with his partner and she has had to come off of their mortgage. My friend fails all affordability stress tests on his own and has asked if I can jump on his mortgage to help ensure he doesn't lose his home. I am looking to invest in my first buy to let soon and was wondering if I did this for him, would it effect my chances of getting further lending?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email [email protected]

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA

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Episode 48 🎙- Is it time to be worried? 👀 👉🏻

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Sharpest drop in value since February 2021
👉🏻📰 Demand grows for energy-efficient homes
👉🏻📰 Fall throughs costing the property market £476m
👉🏻📰 One in six ‘too embarrassed’ to seek financial support

Commercial pick of the week 👉🏻🧐 New Build Development Opportunity 📞 with Your Move🔗https://www.rightmove.co.uk/properties/126074582#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐 2 Bed Semi-Detached Bungalow 📞 with Desmond & Co Estate Agents 🔗https://www.rightmove.co.uk/properties/128914457#/?channel=RES_BUY

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 


📨Get in touch with us [email protected]

Please Like 👍🏻, share 🙏🏻, subscribe 🔔 and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.thisismoney.co.uk/money/mortgageshome/article-11397979/House-prices-fell-October-slipping-0-4-sharpest-drop-value-February-2021.html
🔗https://www.property118.com/demand-grows-from-buyers-for-energy-efficient-homes/
🔗https://www.mortgagestrategy.co.uk/news/fall-throughs-costing-the-property-market-476m-house-buyer-bureau/
🔗https://www.mortgagestrategy.co.uk/news/one-in-six-too-embarrassed-to-see-financial-support-bluestone-mortgages/