"If only I'd gotten in early on Amazon twenty years ago …"

It's easy to slip into this kind of thinking when you read about the biggest companies in the world achieving a trillion-dollar valuation. Once upon a time, you could have bought that stock for peanuts, and today you'd be sitting on a fortune!

That's why some folks clamor for a seat on the hype train when companies like Uber and Lyft announce their IPOs. These investors are afraid of missing out on another golden ticket.

But as we discuss on today's episode, investing in an IPO isn't as easy you might think. And the return on investment often isn't as great as the hype train would have you believe.