Craving a Saving

We’re wrapping up the season with a bang—and a baby on the way!

In this special finale episode, Cait answers your burning finance questions, from using equity as a deposit to her biggest lessons from buying property. Nothing’s off-limits, and you can expect her usual mix of straight-talking, practical advice (with a side of humour, of course). 

With Cait heading off on maternity leave, we couldn’t think of a better way to finish the season than by giving you the answers you’ve been craving.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode, Cait & Bec break down how construction loans actually work, from staged payments to what lenders look for. 

Cait shines a light on the sneaky fine print in builder deals that no one warns you about. Whether you're eyeing a house and land package or planning a custom build, this episode will help you go in eyes wide open. 

Cait also shares the common traps she's seen catch clients off guard, like unrealistic build timelines, sneaky upgrade costs, and contracts that can impact your borrowing power.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode, Cait & Bec sit down with Lara, a 15-year-old to talk all things finance. 

From budgeting to bank accounts, she shares her thoughts on what young people should be learning about finance, and what’s currently missing from the classroom. 

Whether you’re a parent, teacher, or teen, this episode is a reminder that it’s never too early (or too late) to start talking money. Get ready for some raw, refreshing perspective from the next generation.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Think you need a big deposit to buy an investment property? Not always. 

In this episode, Cait & Bec share the story of clients Jake & Chloe, who purchased an investment property without using any of their own savings.

We break down exactly how they made it happen, what strategies they used, and how this approach could be possible for others!

If you're a homeowner wondering how to leverage what you've already got—this one’s for you.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

On this week's episode of Craving a Saving, Cait & Bec are diving into a real listener story that proves your credit history doesn't have to be your credit future.

Our listener shares how they managed to purchase a home despite a poor credit score — but ended up with a sky-high interest rate. Can they ever refinance to something better? Is there light (and a lower rate) at the end of the tunnel?

Tune in for Cait's expert take on the situation and stay right to the end for a juicy update on where they’re at now. 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Welcoming a new baby is a beautiful chapter—but how much does a dependant impact borrowing? In this episode, Cait & Bec unpack everything you need to know about navigating parental leave while applying for a home loan in Australia.

From understanding how dependants affect your borrowing power, to the documents lenders really want to see, we break down what to expect, how to plan ahead, and real-life situations that prove it can be done.

In this episode you’ll also learn how it IS possible to get a home loan even whilst on parental leave, but how banks will consider this.

Whether you're 105 weeks pregnant like Cait or just planning ahead, tune in for practical tips, lender insights, and the steps to take so your homeownership dreams don’t get put on hold.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Think you’re stuck with your current home loan rate? Think again.

In this episode, Cait and Bec reveal one of the most underrated money hacks: negotiating with your current lender — no refinancing required.

You’ll learn what to say, what to have ready, and how to play the game banks hope you don’t know about. Whether you’re a seasoned homeowner or just starting out, this episode could save you thousands.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Thinking of buying a home with your partner, sibling, or even your bestie? Before you dive into a joint mortgage, tune in to this episode where Cait and Bec unpack the essential money conversations you need to have. 

From who pays what, to choosing the right ownership structure, setting up joint accounts, and planning your exit strategy (just in case), we cover all the practical—and sometimes awkward—bits that can make or break your co-ownership journey.

 Whether you're friends or fiancé's, this episode is your guide to purchasing together!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode of Craving a Saving, Cait & Bec welcome back buyer's agent Troy Baker from Baker Advocates to talk all things property value. 

Whether you're a homeowner or investor, Troy shares his expert insights on the little things you can do to make a big impact—from low-cost touch-ups to strategic renovations that pay off. 

We break down where to spend, what to skip, and how to think like a buyer so your property stands out!

If you'd like to get in touch with Troy, you can reach him at www.bakeradvocates.com.au or on Instagram @baker_advocacy.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Grappling with buyer’s remorse? You’re not alone—and this episode might be for you.

Troy Baker, Buyer’s Advocate from Baker Advocates, joins Cait and Bec to break down a listener’s email, full of honest reflections and tough questions about their recent property purchase. 

The listener worries they’ve made the wrong decision—but once Troy dives into the numbers and potential of the area, a different picture begins to emerge. This one’s a must-listen for anyone second-guessing their property decisions or wondering how to make the most of what they already own.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.