Welcoming a new baby is a beautiful chapter—but how much does a dependant impact borrowing? In this episode, Cait & Bec unpack everything you need to know about navigating parental leave while applying for a home loan in Australia.
From understanding how dependants affect your borrowing power, to the documents lenders really want to see, we break down what to expect, how to plan ahead, and real-life situations that prove it can be done.
In this episode you’ll also learn how it IS possible to get a home loan even whilst on parental leave, but how banks will consider this.
Whether you're 105 weeks pregnant like Cait or just planning ahead, tune in for practical tips, lender insights, and the steps to take so your homeownership dreams don’t get put on hold.
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Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.