We're back with Season 2 of Craving a Saving! 

In our first ep for the season Cait and Bec break down the 5 biggest things you should NEVER do when going for a home loan!

Whether you’re a first-home buyer or a seasoned property owner, this episode is packed with practical advice to help you avoid common mistakes when going for a home loan. 

Listen now so you don’t accidentally sabotage your own application!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this season finale episode of Craving a Saving, Cait and Bec tackle your most-asked questions about all things finance!

Whether you’re starting your financial journey, planning your next big step, or just curious about how to make your money work smarter, this Q&A is packed with relatable insights, practical advice, and a sprinkle of humour.

Got a question we didn’t answer?
Slide into our DMs or send it our way for the next round. This is your space to learn, grow, and thrive in all things finance!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Ever heard the myth that being self-employed means getting a home loan is out of reach? Think again!

In this episode, Cait & Bec bust that myth, alongside Catarina Santini; accountant and director of CS Accounting. Join them as they explore the different types of lending available for self-employed individuals, share practical tips for managing your finances, and dive into tax strategies that may work for some property and business owners.

Whether you're a freelancer, business owner, or contractor, this episode will equip you with the knowledge you need to navigate the home loan process with confidence!

Looking for a new accountant? You can find Cat and the CS accounting team at www.cs-accounting.com.au or check out their Instagram page, @cs.accounting!

The information in this episode is for general educational purposes only and should not be considered financial or tax advice. Always consult with your accountant or a qualified financial professional to discuss your unique circumstances and ensure you're making informed decisions.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode, Cait & Bec sit down with buyer’s agent Troy Baker to explore a fresh perspective on buying your first home.

Troy shares why your first property purchase doesn’t have to be your forever home—and how approaching it as an investment can open doors for your financial future.
 
From strategies for building equity to tips on maximising your first property’s potential, this episode offers practical advice on making your first home a stepping stone to your dream home. Perfect for first-time buyers ready to think strategically!
 
You can learn more about Troy’s work at bakeradvocates.com.au or follow him on Instagram @baker_advocacy.

The information provided in this episode is not tax advice, we recommend consulting your accountant for advice tailored to your individual situation.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode, Cait and Bec sit down with Troy Baker from Baker Advocates to dive into the ins and outs of equity and how it can be a powerful tool in your property journey.

Troy, a buyer's agent with a tech-savvy, data-driven approach to property investing, shares insights on leveraging equity to grow your property portfolio and create long-term wealth.

Whether you're a first-time buyer or looking to make the most of your current property, this episode is packed with tips to get you started. You can learn more about Troy’s work at bakeradvocates.com.au or follow him on Instagram @baker_advocacy.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Ready to dive into commercial property but not sure where to start? 
Join Cait & Bec as they break down the essentials of commercial property.
 
In this episode, Cait and Bec tackle the big questions—What kind of deposit do you need, pros and cons of commercial lending, the key things to know about differences with residential and commercial, and more! 
 
Whether, like Bec, you're a business owner looking for a new premises, or you're looking to level up your investment game, or have never known much about commercial lending because it seems scary, this episode is packed with insights to help you decide if commercial property is the right move for you!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode, Cait & Bec delve into all the details of refinancing and some of the key things you should know if you have a home loan!

They explore the reasons why you might consider refinancing, how often you should do it, and how it's not always just about the interest rate. Cait shares a client story where she switched them to a higher interest rate and ended up saving them $40,000, with some key bits of info people don't often think about!

This episode is full of useful insights for our listeners who are already in the home loan game and wanting to understand how they can potentially improve their financial position. 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode Cait & Bec dive into Cait's property journey, from purchasing her first home at 20 by following a simple savings hack that kick started her journey.

Cait unpacks the savings strategies that made it possible, deposit sizes she had, the lessons she learned and her property goals for the future! 

Cait discusses her hesitancy to share her story and the importance of never comparing your journey with anyone else!

Whether you're just starting out or already in the property game, Cait's story proves that small steps and long-term dedication, can lead to big achievements - regardless of age or stage of life!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

In this episode, Cait and Bec break down the actual costs of buying your first home—going beyond just the initial deposit. They dive into government schemes, grants, and guarantor loans, and explain how these options may change your upfront costs!

Whether you’re at the beginning of your saving journey or you're ready to purchase your dream home today, this episode has you covered with practical tips and general advice to help you plan wisely and sidestep any surprises that might pop up along the way.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.

Welcome to the very first episode of Craving a Saving - where your hosts Cait & Bec are diving in to all things first home buying! 

Whether you're unsure where to start or want to understand things like borrowing capacity and LMI, this episode has you covered!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.