This episode was a huge milestone for me. It was the first time I got on stage in front of 1,500 OTHER personal finance experts to school them about… money. I have never been so nervous in my life! But here’s feedback I got from one of my favorite podcast hosts:

“Oh my god @bernadebtjoy inject this energy in my veins!!! This woman’s talk just straight up changed my wife’s life. I cannot wait to see this growth and FLOW! Forever grateful.” -Justin Brown-Woods, Co-host of Price of Avocado Toast

Listen in to the 4 truths about your money goals (that even money experts needed to hear)

I’m doing a YouTube Premiere of the full video from FinCon tonight at 8PM ET! Join us for the live (20 minute) watch party! https://youtu.be/9if6m3BJERM

Rental properties are a popular investment tool on the way to financial freedom, but owning and maintaining rental properties are two very different things. 

In this episode, I share four ways that being a landlord can be more expensive than you might be ready for. I also interview Adam, the SVP of Growth & Partnerships at Steadily, who uses technology to help landlords and real estate investors get fast and affordable insurance for any property type.

I'm pumped to partner with Adam and Steadily as our podcast sponsor to give away $10K (wahoo!) 🙌

Entering the #AmericasBestLandlord contest is easy:

• Follow @SteadilyInsure and @BiggerPockets on Instagram
• Post an Image or Video to your Instagram feed, sharing what you think makes a great landlord.
• Include #AmericasBestLandlord in your caption and tag @SteadilyInsure and @BiggerPockets in your post

Encourage Votes on your entry from followers, family, and friends! The winner will be decided by number of likes on their contest entry by 11:59PM EST on October 31. #ad

According to a 2021 Fidelity study, 40% of caregivers have experienced financial setbacks due to their responsibilities. 

In this episode, I share my experiences as a first-generation Filipina American constantly at odds with my family culture. I hope you can use some of my suggestions to help your parents financially more smoothly than I have, and to give yourself some grace for doing the best that you can.

Bernadette Joy (@bernadebtjoy) is the founder of Crush Your Money Goals®, an academy that helps burned out professionals build their escape plans to financial independence, the same way she paid of $300K of debt and became a millionaire in her thirties.

Want 30 resources to start crushing your money goals?

Grab the free guide here:

https://www.crushyourmoneygoals.com/freeguide

 

I learned that if I completely deprived myself of everything I enjoyed spending my money on, staying on my debt-free journey to millionaire status was not going to last very long. 

 

Finding the balance between living your best life and paying down soul-sucking debt like student loans is personal, but these three spending rules helped avoid the spending shame spirals and encouraged me to pay down debt faster.

 

Bernadette Joy (@bernadebtjoy) is the founder of Crush Your Money Goals®, an academy that helps burned out professionals build their escape plans to financial independence, the same way she paid of $300K of debt and became a millionaire in her thirties.

 

Want 30 resources to start crushing your money goals? Grab the free guide here:

https://www.crushyourmoneygoals.com/freeguide

 

If you’ve made big money mistakes  before, it’s never too late to recover from them! The beauty about money is that even when you lose it, there’s plenty more to be made. 

 

In this episode, I discuss the 4 major money mistakes I wish I avoided, and how you can avoid them yourself (or what to do if you’ve already made them).

 

Bernadette Joy (@bernadebtjoy) is the founder of Crush Your Money Goals®, an academy that helps burned out professionals build their escape plans to financial independence, the same way she paid off $300K of debt and became a millionaire in her thirties.

 

Want 30 resources to start crushing your money goals? Grab the free guide here:

https://www.crushyourmoneygoals.com/freeguide

It's the last episode of this season! Thanks to all of you who have listened this far. Here we talk about dealing with the loss of my Dad, what my existential crisis is looking like and how you can level up to crush your money goals now.   To learn more visit crushyourmoneygoals.com!

Race and wealth are uncomfortably interrelated and in this episode Bernadette Joy shares her practical tips to build wealth in BIPOC communities and why it matters for all of us. 

 

To join the Crush Your Money Goals membership or to take our next money masterclass, visit crushyourmoneygoals.com or follow @bernadebtjoy on all social media!

Meet Bernadette’s better half AJ as he shares his own take on audience asked questions from his unfiltered experience and point of view. Learn how they downsized to one car, combined finances and dealt with managing money with big differences in incomes as a married couple.

 

To join the Crush Your Money Goals membership or to take our next money masterclass, visit crushyourmoneygoals.com or follow @bernadebtjoy on all social media!

 

The answer is yes because AJ and I just crossed over our first $1M of net worth, so it's possible! But there's a big IF. You can only build wealth if you're willing to put a plan together and change the way you manage your money. In this episode, I'll share with you the four steps I took to fix my money flow and how you can use these steps to turn your money mess into financial success!   To join Bernadette's newest 30 day program, visit crushyourmoneygoals.com/opt-in

Fair warning, this advice is not for everyone. Having a roof over her head that didn’t have rent or a mortgage attached was A GAME CHANGER not only in money, but marriage, business and confidence for Bernadette Joy. She shares how and why she decided to ignore the advice of everyone around her and pay off her house by age 34. 

 

To join the Crush Your Money Goals membership or to take our next money masterclass, visit crushyourmoneygoals.com or follow @bernadebtjoy on all social media!