Crushing Debt

Being on the Freddie Mac Exclusionary List is a bad thing. It means you are unable to participate in any real estate transaction where Freddie Mac is a party.

Mostly, this impacts Realtors, Mortgage Originators, Title Companies and Title Attorneys, inspectors and appraisers.

However, we've seen this impact real estate investors and other people simply trying to buy a house using Freddie Mac financing.

In today's episode, I talk about five (5) myths people have around the Freddie Mac List, including:

1. Being on the List means I've committed a crime;
2. Freddie Mac shares my information with other lenders;
3. The List will expire eventually;
4. I was put on the List without due process; and
5. Being on the List means I can't do closings.

Learn why these are all myths. You can read the corresponding blog here: Top 5 Myths About The Freddie Mac Exclusionary List (yesnerlaw.com)

You can also hear more information about the Freddie Mac Exclusionary List in Episodes 32, 83, 132, 134, 179 and 262 of the Podcast.

Please also support our sponsor Sam Cohen by referring him a title company or attorney in need of malpractice insurance - [email protected] or www.AttorneysFirst.com.

Do you want to buy properties for pennies on the dollar?

Do you want to create consistent cash flow buying, selling and renting properties?

Do you want to quit your job?

This week's guest on the Crushing Debt Podcast is coach, mentor, trainer and real estate investor Todd Ashton.

We talk about:

• How to get started in real estate;
• Strategy of buying, selling and holding tax liens;
• Its all about control;
• How to scale up; and
• Other related issues.

You can reach Todd at 801-3581496, [email protected] or www.TaxLienAlliance.com.

You can also connect with Todd on social media - Instagram, LinkedIn and YouTube.

Please remember to support our sponsor Sam Cohen by introducing him to a Florida or Texas attorney that needs a realistic, apples to apples quote on malpractice insurance. [email protected] or www.AttorneysFirst.com.

Once you've become debt free by investing in tax deeds, you can get tips to stay debt free by getting my second book, Become Debt Free in Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree.

Do you know the banking aspects of digital currency?

Are you a company that wants to accept payment in bitcoin or alt coins?

Are you a business leader who wants to learn more about wholesale banking and how it relates to your business and business processes?

Do you want to provide your customers with the best solutions for their businesses or personal needs?

This week's guest on the Crushing Debt Podcast, is Rich Foster of E2E Blockchains, LLC. After more than 20 years in bank operations, financial service sales and Central Bank operations, Rich formed E2E Blockchains LLC to create applications End to End throughout the blockchain ecosystem, becoming the unbanker!

I met Rich at the Florida Bitcoin and Blockchain Summit a few weeks back and we discuss the basics of wholesale banking, blockchain, wallets. crypto currency, the possible regulation of bitcoin, digital fiat currency based on the Central Bank, and Ethereum.

Some resources Rich mentions (please do your own research before investing in bitcoin):

• Coinbase.com (cryptocurrency exchange)
• Gemini (cryptocurrency exchange)
• Edgewallet (bitcoin wallet)
• Bitcoin Billionaires (book)
• The Basics of Bitcoins and Blockchains (book)

You can contact Rich at [email protected] or visit his website at www.e2eblockchains.com.

Please also support our sponsor, Sam Cohen of Attorneys First Insurance by referring him an attorney or title company you know in Florida or Texas, who is up for renewal of their malpractice policy. You can reach him at [email protected] or www.AttorneysFirst.com.

Once you're out of debt, an investment in bitcoin may be a great idea (after you do your research). To become debt free or stay debt free, check out my second book, Become Debt Free in Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree

What is blockchain technology? Does blockchain have any application outside of crypto currency? What is crypto currency?

Can investing in Bitcoin or Alt Coins (like Ethereum, Dogecoin, etc) help you eliminate your debt?

This past weekend, I attended the Florida Bitcoin and Blockchain Summit and it was amazing. There were many sessions dealing with Bitcoins and other Alt Coins, but there were also sessions dealing with blockchain technology alone. Blockchain is the technology upon which bitcoin is based, but it has uses outside of virtual money, such as Mortgages, Title Insurance, Recording, Produce, and almost anything else that can be monitored and tracked.

However, most people use the technology for bitcoin, so I also go over many of the terms or language that you'll hear on your crypto-journey, like HODL, DeFi, NFT, Wallets, Fiat, Forks, Hash, Halving, Mining, Node, Key & Smart Contract.

Definitely do your own research before investing in anything. I plan to do mine, and will bring you along with me in this journey in future episodes of the show!

Please support our sponsor, Sam Cohen of Attorneys First Insurance, who writes errors and omissions insurance (malpractice insurance) for attorneys and title companies. If you know an attorney or title company, an introduction to Sam would be most appreciated, at [email protected] or www.AttorneysFirst.com.

Whether you want to use bitcoin to become debt free, or you're already debt free and looking at bitcoin as an investment, please get my latest book, for free, at www.ShawnMYesner.com/BecomeDebtFree

Do you feel forever stuck in debt?

Do you feel stuck on a "hamster wheel"?

Do your monthly payments barely pay interest and make no dent in principal?

Over the course of the Crushing Debt Podcast, I've talked about different ways to eliminate debt. In today's episode, I talk about nine strategies that have worked for my clients to eliminate debt.

Did I miss any strategies? Are there any that you have used successfully? Please let me know in the comments.

Please also support our sponsor Sam Cohen at Attorneys First Insurance by referring a title company or attorney to him for a malpractice insurance quote - [email protected] or www.AttorneysFirst.Com.

Many of the techniques in today's episode can be found in my second book, which you can get for free at www.ShawnMYesner.com/BecomeDebtFree

Learn how to eliminate debt by moving a houseplant from one part of your house to another!

This week's guest is Patricia Lohan, Feng Shui expert, manifesting magnet, alchemist, healer, spiritual nomad, and real-life Irish Celtic Shaman. Some people call her the "Mary Poppins of Prosperity, Abundance & Peace of Mind."

I had so much fun in this interview that I joke about what Feng Shui is, and I now understand that Feng Shui is more than moving around furniture to activate the law of attraction. It can help fix the energy of your home to allow in abundance. Feng Shui is the "accupuncture for your environment" and translates to "good health" or "good wealth."

Some simple steps that you'll hear in today's episode:

1. Remove anything broken from your home.
2. Fix any "leaks" (whether water, or in your wallet).
3. Pay attention to what your wallet looks like.
4. Have "fresh eyes" look around your home.

You can find Patricia at www.patricialohan.com/money. Please also subscribe to her podcast - Live Your Dreams Awake. And check out her book - The Happy Home.

You can visit our sponsor, or refer a title company or attorney you know to [email protected] or www.AttorneysFirst.com.

Find more tips to become and stay debt free at www.ShawnMYesner.com/BecomeDebtFree

What happens to your guns when you die? What if the person who will inherit your guns is ineligible to own a gun - a minor, a convicted felon, or someone else?

Our guest on this week's episode of The Crushing Debt Podcast is attorney Angela Tormey, owner of Ally Legal in Lithia, Florida.

Angela focuses on probate and estate planning, with experience in Gun Trusts. In this week's episode, Angela and I talk about:

• The differences between a Will and a Trust
• What is Probate?
• What is a Gun Trust and what is it used for?
• And other related topics.

You can reach Angela at [email protected] or www.AllyLegalFL.com.

Please also refer an attorney or title company you know to our sponsor, Sam Cohen - [email protected] or www.AttorneysFirst.com. That would be a great way to support the show.

If you want more information about how to get or stay debt free, pick up a complimentary copy of my second book at www.ShawnMYesner.com/BecomeDebtFree

Those of you who subscribe to the Crushing Debt Podcast (which is free to do by the way) know that every six months, I record an episode based on lessons learned at our community garage sale.

This week's episode is all about knowing your audience. Whether we're talking about sales, negotiation, debt settlement or some other topic.

For example, in sales, what items do you put out right away at the beginning of the garage sale? In debt settlement negotiations, what information do you provide in the first creditor contact?

To hear the entire series thus far:

• Episode 68 - Negotiations
• Episode 86 - Presentation
• Episode 118 - Patience
• Episode 168 - Preparation
• Episode 241 - Approach

Garage sales are low impact, low risk environments for practicing your sales and negotiation skills. How do you think that knowing your target audience will help with these skills? Leave me a comment or send me an email. Also, please get your free copy of Become Debt Free in Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree

Please also support our show sponsor, Sam Cohen, by referring a title company or attorney to him at [email protected] or www.AttorneysFirst.com

How can you leverage the law to make more money?

How can you leverage the law to protect what you've created?

I had so much fun with this week's guest on the Crushing Debt Podcast, a former marketer turned corporate director turned lawyer, turned entrepreneur who uses her immense talents to serve women and women-owned businesses - Jamie Moore Marcario, owner and founder of Brava Business Law, the Firm for Female Founders.

Jamie leverages her knowledge of business law to help online coaches and others protect their brands, their processes, and their creativity.

You can contact Jamie at www.BravaLaw.com, [email protected], [email protected], or 727-300-1990.

Please also refer an attorney or title company you know to our show sponsor, Sam Cohen of Attorneys First Insurance, [email protected] or www.AttorneysFirst.com.

Finally, if you want to stay debt free and create more money in your budget to take that dream vacation someday, download (for free) my second book at www.ShawnMYesner.com/BecomeDebtFree.

Do you love your bookkeeper?

Do you have someone doing your books, or are you doing it yourself or, worse, not keeping track at all? If there are checks in the checkbook, is there money in the account? Do you track your expenses by your online bank balance?

This week's episode of the Crushing Debt Podcast is a repeat guest and our friend Julie Shopa of Clarity Finances.

Julie was previously a guest on Episode 90 of the show, where we talked about her being a Profit First Certified Professional.

You can also hear my interview with the creator of Profit First, Mike Michalowicz in Episode 231.

You can schedule a call to see if Julie if a great fit for you and your company by going to her website - www.clarityfinances.com.

Make sure you ask the right questions (which we discuss in this episode) to find the right fit with your bookkeeper, and any vendor you hire for your company.

Please also refer an attorney or title company you know to our sponsor, Sam Cohen at Attorneys First Insurance - [email protected] or www.AttorneysFirst.com.

Once you become debt free or set out on that track, how do you stay debt free? My top tips and techniques are in my second book, Become Debt Free In Less Than One Hour, which you can get for free at www.ShawnMYesner.com/BecomeDebtFree