Crushing Debt

In this week's Crushing Debt Podcast episode, we have a returning guest, Paul Moore of Wellings Capital.

Paul was a guest on Episode 78 talking about reducing tax liability using multifamily investing, and promoting his book "The Perfect Investment."

In this week's episode, Paul is back to talk about:

1. Two new private equity funds Paul has launched for real estate investors, an income fund and a growth fund. Paul has used a value formula for commercial real estate investing and discovered that he can separate the funds into mostly self-storage facilities, mobile home parks and multifamily investing.

2. How he went from $1.7 million in the bank, to $2.5 million in debt, to debt free in 2008 / 2009 by giving his way out of debt.

You can visit Paul's website at www.WellingsCapital.com, or email Paul at [email protected].

If you want to contact me, please visit www.YesnerLaw.com, or [email protected].

In this week's episode of The Crushing Debt Podcast, I talk about a Federal law that went away, came back in the form of a Florida law, and now is back as a Federal Law - The Protecting Tenants in Foreclosure Act.

The federal version of the law allowed a tenant to remain in his lease if the house was taken in foreclosure, except under certain circumstances. The Florida version of the law required a 30-day notice by the creditor (less tenant friendly than the federal version). The new federal version brings back some of those more tenant-friendly provisions, with a few changes.

If you buy foreclosure properties and have questions about the law, please contact me at [email protected] or www.YesnerLaw.com.

In this week's episode of the Crushing Debt Podcast, I interview attorney Derek Bernstein. Derek practices personal injury law, represents doctors in PIP (personal injury protection) lawsuits, handles family law matters, and represents small businesses.

In this week's episode, we talk about:

• Derek's YouTube channel has over 70 videos on different legal topics;
• How Derek & I met (hint: SEO from years ago);
• In January 2019 Derek started his own lawfirm (and how he did it);
• Derek's background as an entrepreneur at a young age;
• How Derek leverages his network
• How many people told him "time to start your own firm;" and
• Lessons he's learned in starting his own practice.

To connect with Derek, visit www.LawBernstein.com, email him at [email protected], connect with him on Facebook, or call him at 727-209-7957.

Do you have a story of how you overcame debt, or know someone who has? I would appreciate interviewing them on my show. Have them connect with me at [email protected] or www.YesnerLaw.com.

When someone hires me to file a bankruptcy for them, one of their first questions is "how will this impact my credit?" My concern is eliminating their liability. What good is a credit score that is smashed from unpaid bills and creditors chasing you?

Some topics I cover on this week's show:

• Should you be behind in payments to negotiate debt?
• How will negotiation of the debt affect your credit?
• Credit Card Intelligence from Swipe! The Podcast.
• Tips to Increase your Credit Score following bankruptcy
• How Credit Repair works (good and bad)

Credit repair and debt negotiation can be great tools to increase your score or avoid bankruptcy. Please do your due diligence to ensure you're being treated fairly by the credit repair company you choose, or reach out to me for a free consultation at [email protected] or www.YesnerLaw.com.

Welcome to the first episode of Year 4 of The Crushing Debt Podcast! This week's episode is an interview with Chris Calandra of Elliott Wealth Management Services, LLC.

Chris is also the host of the Simply Financial Podcast, an innovative, comprehensive, informative and cutting edge Podcast that discusses financial topics ranging from personal finance, economics, politics and personal growth. Simply Financial will cover intriguing and thought provoking questions so that the listener can simply increase their financial IQ (check out episode 78 - Season 3, Ep 7).

Chris and I talk about:

• What makes a good client
• What is on the horizon
• Creating an emergency fund
• Using online savings accounts
• Tax issues
• Asset protection
• Elliott Wealth's 5 Gold Medal Services
• And more great strategies!

If you have questions about creating, investing, or saving, please reach out to Chris and his team at [email protected].

If you have questions for me, please contact me at [email protected] or www.YesnerLaw.com.

Welcome to the last episode of the third year of the Crushing Debt Podcast! When this episode is released, I will be at Podfest Multimedia Expo 2019, attending for the third year and speaking for the second year in a row!

As I reflect on last year's episode of the podcast, I am really happy about the goals that I've accomplished between Podfest 2018 to Podfest 2019.

I've got 3 goals for Podfest 2019: (1) increase download numbers, (2) sell more Crushing Debt Books, and (3) be a guest / have more guests on this show.

Just because you may, or may not, be at Podfest, you can still help me accomplish those goals. I am very appreciative of my audience and all the support you've given me so far, and am looking forward to Year 4 of the show.

You can find me at [email protected] or www.YesnerLaw.com.

In this week's episode of the Crushing Debt Podcast, I review the major clauses of a standard Mortgage. I remember closing on my house(s) and reading the mortgage. Some sections I knew were boilerplate and some sections I slowed down to read. Also, in the course of representing homeowners buying their first home, I typically read the mortgage.

This week's podcast episode comes from a question from one of our listeners, Dave. Thanks Dave for a great question!

What specific questions do you have about your mortgage? Or any document in connection with a closing? Let me know at [email protected] or www.yesnerlaw.com

In this week's episode of The Crushing Debt Podcast, we talk to our friend and fellow attorney Scott Smith with Royal Legal Solutions, and host of the Real Estate Nerds podcast.

Scott and I discuss asset protection issues for real estate investors, but could be used by any business owner, entrepreneur, or solopreneur.

Specifically we talk about:

- Business owner protecting themselves from frivolous lawsuits.

- How a business owner can quickly implement asset protection.

- Top techniques for asset protection.

- Pros and cons of insurance protection.

- Series LLC protection.

Text "Royal" to 474747 to get Scott's Top 10 things you need to know about asset protection. Visit his website, www.RoyalLegalSolutions.com. Also subscribe to his show, Real Estate Nerds, available on all major podcast players.

If you're located in Florida and have specific asset protection questions, please reach out to me at [email protected] or www.YesnerLaw.com.

On this week's episode of the Crushing Debt Podcast, I want to talk about real estate investing, specifically:

- Entity Structuring (LLC v. C-Corp v. S-Corp)

- Subject-to Transactions / Due on Sale violations

- Wrap-around Mortgages

- Using Florida Land Trusts

- Investing Podcasts I listen to regularly

- Investing in distressed properties

Please listen to the episode if you want to learn how to obtain a free copy of the Crushing Debt Book!

If you have questions about real estate investing in Florida, please contact me at [email protected] or www.YesnerLaw.com.

In this week's episode of The Crushing Debt Podcast, we interview our friend Scott Carson of We Close Notes. We first met Scott at Podfest 2018 and look forward to spending time with him again at Podfest 2019. We were also happy to be a guest on Scott's Show - The Note Closers show.

Scott buys and teaches others to buy non-performing debt at a discount, and then negotiates to help people stay in their homes (or leave with dignity and little to no liability).

Scott and I discuss what types of loans Scott buys (from big banks, from private investors, etc.), why bad debt may be good debt, old loan modifications that may turn into bad debt, and different types of loans.

To contact Scott, visit www.WeCloseNotes.com or email Scott at [email protected].