Why are grocery prices so high?

Is it because of tariffs?

Is it because of supply chain costs, or the Bird Flu?

And how can you continue to budget while the cost of most products continue to increase?

On today's episode of The Crushing Debt Podcast, Shawn & George discuss these issues, including some strategies to deal with the rising cost of goods, including

• Budgeting
• Using Cash Envelopes (or a similar system)
• Buying off-brand products
• Using coupons or loyalty discounts
• Buying in bulk
• Eating everything you buy (no waste)
• Creating a meal plan
• Using a meal delivery service
• Making a list and sticking to it
• and More!

Let us know what budget-conscious tools you use. If you enjoy this episode, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8 The Purple Stride Walk is THIS SATURDAY, April 26, 2025.

Spring is when many people spring clean their home. But how many of us Spring Clean our finances?

How many of us declutter our debt?

April is also Financial Literacy Month, and for most of the Country April is the month when income tax returns are due. Did you file on time, or did you file for an extension?

On this week's episode, Shawn & George talk about how to spring clean your debt, which is very similar to spring cleaning your home: (1) declutter - what expenses can you reduce or eliminate, (2) pick your cleaning tools - how do you want to eliminate debt, through consolidation, avalanche, snowball, or something else, and (3) stay organized - it's easier to remain debt free if you remain organized.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

How does your financial life change when you are childfree?

What is the difference between FIRE and FILE?

How does your investing change when you are childfree?

How does childfree impact your estate planning and long-term financial goals change?

How often have you asked a newlywed couple, "so when are you having kids?" How often have you asked a couple married long-term, "any plans for kids soon?" There is a growing number of married couples who are childfree, sometimes for medical reasons, and sometimes by voluntary choice. How can people with kids be supportive of their friends who have chosen (voluntarily or involuntarily) to live a childfree life.

On this week's episode of the Crushing Debt Podcast, Shawn and George interview Jay Zigmont, PhD, MFA, CFP. Dr. Jay and his wife are childfree, and it has profoundly shaped how they approach their finances. When Dr. Jay searched for financial advice, he realized that most of it assumes you have kids, which didn't align with their goals. That's why he founded Childfree Wealth®—to offer financial planning tailored specifically to the unique needs of the childfree community.

You can reach Dr. Jay at his website, www.childfreewealth.com, and check out his book, The Childfree Guide to Life & Money, available on the website and wherever your favorite books are sold.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

And please consider a donation to Pancreatic Cancer research and education. The Purple Stride walk is just a few weeks away, on April 26, 2025! You can join Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8.

They took care of us, but what do we do when it's time to take care of them?

Can you help care for your aging parents or grandparents, while also taking care of your kids? Do you find yourself a part of the "sandwich generation?"

In this week's episode of the Crushing Debt Podcast, Shawn & George discuss the hidden costs and other pitfalls of helping the older generation, while still potentially taking care of a younger generation, and all while maintaining your sanity!

We discuss topics like:

• Rising Medical Bills;
• Preventing Fraud and other Scams;
• Assisting with Financing and Budgeting;
• Whether you should be on your parents' bank accounts;
• Whether you should be on the title to your parents' home;
• How to responsibly spend savings or retirement; and
• What to do when siblings are involved.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Did you get your 2024 Company Return filed on time in March, or at least get that extension filed?

Did you already file your 2024 Personal Return, or are you waiting until the April deadline?

What happens when you owe the IRS?

This week's guest is Stephen Weisberg, who has over 10 years of experience representing individuals, businesses, and their owners with tax debt issues, audits, and other problems with the IRS and state taxes. Stephen is the lead attorney and founder of The W Tax Group. He works directly with clients and lead a team of attorneys, accountants, and administrative staff to help those with tax debt and other issues with the IRS or the state obtain the best possible outcomes.

Shawn & Stephen talk about how tax obligations are created by:

• Improper Assessments
• Audits
• Unpaid taxes at the Federal and State levels
• Unpaid payroll taxes and the Trust Fund Recovery Penalty
• Unfiled Returns

Plus we talk about some strategies for relieving the taxpayer from some of that debt, including negotiations with the IRS and Bankruptcy!

You can reach Stephen through his website, www.Weisberg.Tax.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Are you single and looking to date?

How do you manage your budget and expenses while trying to put yourself out there to find a new friend, a new relationship, a new romance?

On this week's epsidoe, Shawn & George talk about your budget and dating (whether single or dates with your spouse). Some do's and dont's:

• DO budget
• DON'T fake what you cannot afford
• DO be upfront about your money, your budget and your money goals
• DON'T loan someone money (regardless of how much you love them)
• DO take "budget friendly" dates
• DON'T ignore their red flags when it comes to money

Remember, not only does dating require the cost of the date itself, but there are other expenses - like the cost of the dating apps, if you choose that route. There's also the question of when you bring up money - the first date? second? first month? first year?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

How does a single mom, with a minor child, recover from overwhelming debt?

Does more income, and multiple businesses solve financial problems?

On this week's episode of the Crushing Debt Podcast, Shawn & George talk to Shannon Miller-Lutz, the founder of SML Coaching, who empowers individuals to shift their mindset, overcome obstacles, and take bold action toward success. Known for her natural ability to coach, mentor, and be the "big sister" everyone needs, she combines real-world experience with deep personal development insights.

Shannon found herself contemplating the legacy she wanted to leave behind. After building a successful, award-winning real estate business, she experienced burnout and felt a deep yearning for something more meaningful. But her journey wasn't always smooth—Shannon has started multiple businesses, faced deep financial struggles, and even filed for bankruptcy. Listen to her story of struggle, sacrifice, and ultimately redemption, from a financial, emotional, health and spiritual perspective.

You can reach Shannon at www.SMLCoaching.com.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

Have you ever had a relationship that started out amazing, made you feel like you had everything you ever wanted, until one day you realized it was ruining your life? No, we're not talking about your ex, we're talking about your credit card! Let's talk about the warning signs of a toxic financial relationship and how to finally break up with debt for good!

At first, you go through the honeymoon phase, until the bills start to show up and suddenly the APR is 25%!

What red flags do you see with your credit cards? Minimum payments that never make a dent?

How do you break up with your credit cards?

How do you move on and stay strong?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

What happens if you are in a situation where you need to sell your house? You're in foreclosure? Or you've filed a bankruptcy?

How can you avoid predators and scams if you're in a situation where you're forced to sell your home, or if you're in financial distress?

This week's guest on the Crushing Debt Podcast is Sandra Cantu, who brings over 25 years of real estate expertise and a deeply personal understanding of homeowner challenges. Her journey from facing foreclosure as a single mom to becoming a trusted cash home buyer across New York, Arizona, and Florida has fueled my passion for helping homeowners in distress.

You can reach Sandy at [email protected] or [email protected].

Please let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CD20. Being sick is terrible, but Shawn has been using Magic Mind to focus when the sinus medicine causes some cloudiness!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

Also check out George's webinar on Money Mindset, on Tuesday, February 25th at 6 PM EST: From Overdrawn to Abundance: https://www.shawnahuber.com/money-mindset-webinar

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8

What are some comfort lies you tell yourself about money?

What are some future lies you tell yourself about money?

What are some identity lies you tell yourself about money?

In this week's episode Shawn & George talk about the money lies we tell ourselves. Things like:

• I deserve it.
• I'll start saving when I make more money.
• Everyone has debt, it's normal.
• I'll work forever, so I don't need to save for retirement.
• Investing is too risky; I'll just keep cash.
• I'll make it up later.
• I'm just not good with money.
• More money will solve my problems.
• I have plenty of time to figure it out.

What are some money lies that you tell yourself. Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• Magic Mind - https://www.magicmind.com/CD20. Being sick is terrible, but Shawn has been using Magic Mind to focus when the sinus medicine causes some cloudiness!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

Also check out George's webinar on Money Mindset, on Tuesday, February 25th at 6 PM EST: From Overdrawn to Abundance: https://www.shawnahuber.com/money-mindset-webinar

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8