Crushing Debt

Would you give money to friends and family members? Would you loan money to them?

Are you "too nice" with your money?

What happens when you're out to dinner with a group of friends and the bill comes, but most of them were drinking and you were not? Or you had the steak and one of your friends had chicken. Or you ordered dessert with your dinner and no one else did? How do you split the bill, or do you?

What about tipping?

On this week's episode of the Crushing Debt Podcast, Shawn & George talk about whether you are too nice with your money and how you can set boundaries around giving and lending. What are some tips and techniques to set reasonable boundaries around loaning or giving money?

It's Better to Be Mean Than Nice When It Comes to Money | Psychology Today

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

"Two bankruptcy attorneys go on a podcast to talk about debt!" Sounds like a set up to a bad joke.

On this week's episode of the Crushing Debt Podcast, Shawn & George talk to bankruptcy attorney Barry Levine, a graduate of New England Law | Boston (formerly the New England School of Law). Mr. Levine has acted as outside counsel to a number of small businesses in a variety of endeavors along with individuals experiencing financial difficulties. He is experienced in corporate work, the drafting of legal agreements and real estate transactions.

Over the course of his legal career, Mr. Levine has represented hundreds of individuals. He has successfully shepherded them through their difficult financial times and enjoyed getting them back on the road to financial well-being. Barry uses the law to stop creditor harassment and lessen your debt burden.

We talk about:

• Unpacking financial fear
• Real debt management strategies
• Myths of debt management and
• Bankruptcy terms (reaffirmations, 341, etc).

You can reach Barry at [email protected] or www.Levineslaw.com.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

How do you talk to your kids about stress?

How do you talk to your kids about debt?

In today's episode of the Crushing Debt Podcast, Shawn & George talk to Iuri Melo, the co-founder of School Pulse, a company dedicated to helping students and parents tackle real challenges - financial, emotional and beyond.

Building on last week's episode, we focus on:

• Stress prevention and proactive prevention
• Protective factors
• Positive and growth mindsets
• Stress growth and reduction
• Financial stress

Iuri has been a licensed Therapist for over 20 years and is a published author of two books - Mind Over Grey Matter & Know They Selfie. He has won awards for his theraputic work with individuals. With School Pulse, Iuri's vision is to inspire youth and young adults e verywhere to live deeply and to such out all of the marrow of life.

You can contact Iuri at www.SchoolPulse.org.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

Are kids today financially soft?

Or are they navigating a nightmare economy with style?

In today's episode, in addition to yelling "Get Off My Lawn!" Shawn & George talk about who had it tougher - their generation, previous generations, or the younger generations.

• Boomers vs. Zoomers: Who Had It Tougher?
• Social Media Pressure and Lifestyle Creep
• Financial Education: Still Optional, Still a Problem
• Side Hustle Culture: Modern Solution or Masking a Broken System?
• Debt: Old Struggles, New Packaging

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

Why did George become a financial coach? What is his "Why?"

What lessons has George learned in his 48 years on Planet Earth?

Revenge is sweet!

Episode 351 was George interviewing Shawn about his birthday, what he's learned in his years, why he became an attorney and how he formed Yesner Law.

Today's episode is Shawn's revenge on George's birthday (July 20, 1977).

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

What is Revenge Saving?

What is Revenge Spending?

Why is any of this important and how do you use it to your advantage?

In this week's episode Shawn & George define Revenge Saving - basically a mindset to save regardless of your personal financial condition. Instead of spending without regard to your budget (Revense Spending), you save without regard to your budget.

How do you know if you're Revenge Saving?

• Take Your Money Temperature
• Use Reverse Budgeting
• Create Separate Accounts for Different Savings Goals or Anticipated Expenses
• Adjust Your Savings Rate.

If you want more information, you can read these articles:

• Revenge Saving Can Boost Your Bottom Line
• The New Trend In Personal Finance: Revenge Spending

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

Do you doomscroll?

Do you watch the news?

Are you excited or nervous about the economy?

Despite sensational news headlines and social media panic, most households aren't experiencing a collapse, and many financial indicators remain strong. On this week's episode, Shawn & George talk about terrifying headlines, the actual economic indicators (not what social media wants you to believe), personal economic indicators, and how to doomscroll detox!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

Often people burdened with debt feel bullied, hopeless and that there's no way out. But what would you do if you were in a near fatal accident and had to re-learn how to walk, talk or eat?

How do you deal with trauma in your life?

At 14, Nick Prefontaine suffered a traumatic, life-threatening snowboarding accident and was put in a coma. His parents were told he wouldn't ever walk, talk, or eat on his own again. He did and set a personal goal of not walking, but running out of the hospital. Nick does a lot of speaking work to help those suffering from brain injuries.

Today, Nick is a 7-figure business owner, Rhode Island-based real estate investor, speaker, and Partner of Smart Real Estate Coach.

Shawn, George & Nick talk about the S.T.E.P. system - Support, Trust, Energy and Persistence. You can download Nick's S.T.E.P. system at www.nickprefontaine.com/step and you can check out Nick's Real Estate Coaching website at www.SmartRealEstateCoach.com.

Plus, we talk about the costs of hospital bills and the need for medical insurance prior to a major catastrophic event, and how Nick paid off the debt he used to start his business within three years!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

When should parents help their high schoolers with College Applications?

Should kids stay in state or out of state for college? Private or public schools?

What are some of the top things that colleges look for in applicants?

Is it better for your kid's application to be involved in extracurricular activities? Scouts? IB Programs? AP Programs? Honors Programs?

Today's guest on the show is Lee Norwood, the founder of www.CollegeSharks.com and www.AnnapolisCollegeConsulting.com. Lee Norwood is a nationally recognized leader in college consulting. College Sharks is a groundbreaking virtual membership program designed to help families navigate the college admissions process with ease. With over 50 years of collective team experience and visits to more than 500 colleges, Lee's mission is simple: to lower family stress, save time and money, and find the perfect college fit for students academically, socially, and financially. As a peer mentor on the CounselMore Executive Board, Lee contributes to shaping the future of college counseling software while mentoring professionals in the field. Her expertise has been featured in prestigious publications and podcasts, solidifying her reputation as an industry innovator.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.

Are you ready for retirement?

Do you know what you need or need to do, so that you can retire?

When my late wife would ask me when I wanted to retire, my answer was normally "yesterday." But are we ready for retirement? Can being a podcast host only support me in retirement?

Today's podcast guest is Michael A. Scarpati, co-founder and CEO of www.Retire.US who shares a vision in financial empowerment. His platform caters to over 35,000 soon-to-be retirees, providing guidance to help them plan for retirement while also supporting their families. With over 15 years in the financial services industry, Michael aligns perfectly with your podcast's mission of eliminating financial bullies, offering unique insights on achieving financial flexibility across generations.

Shawn, George and Michael talk about financial consciousness, the mindset of debt, paying off debt, and retirement. We talk about the four Levels of a healthy mindset: (1) Mindfulness, (2) Basic Planning, (3) Tax Mastery & (4) Wealth Mastery. We also talk about removing red flags, goal planning and cash flow planning during retirement.

'More information can be found on Michael's website, or you can follow him on Instagram and LinkedIn.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at [email protected] or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at [email protected] or visit www.YesnerLaw.com.