One thing I have learned over the last six months during a time of growing markets and economy to a sudden shift of social distancing and virtual workplaces due to the covid-19 pandemic, is that people are motivated by two emotions, Fear and Greed. I know reading this can almost seem insensitive or downright offensive but it's the truth. Think about it... As a parent, business owner, friend, employee, spouse or neighbor, our emotions can lead us into making decisions that we can reflect back on after the emotion passes to realize maybe we could have done better. I see this all the time with people when it comes to investment decisions. When markets are good, people believe markets will go higher and they become eager to ride the markets higher. And when markets are bad, people believe markets will go lower and can experience an onset of panic that if not managed can lead to bad decisions.