In this episode, we sit down with Nitin Pulyani, the Senior Vice President of Product Management at Cashfree Payments, and a seasoned product leader with over two decades of experience building large-scale fintech and consumer products in India.
Nitin shares how Cashfree designs and operates mission-critical payment infrastructure—covering everything from onboarding and risk to the systems that keep money moving reliably at scale. Before Cashfree, he led product functions at Jupiter, PhonePe, NeoGrowth, Ola, and TaxiForSure.
At PhonePe, he led the merchant ecosystem for 25M+ merchants, scaled Financial Services, and launched major revenue-driving categories like insurance, mutual funds, and digital gold, achieving 3× growth in mature segments.
This conversation explores:
- How Cashfree’s product culture identifies real merchant problems using UX, data, and tight feedback loops
- How fintech teams innovate under regulatory pressure, and why constraints often create product advantages
- What makes B2B product building fundamentally different from B2C, and how Nitin blends both mindsets
- Practical advice for PMs moving into leadership roles, including habits, frameworks, and mental models that accelerate growth
Whether you’re building fintech products, scaling in regulated environments, or growing into a product leadership role, this episode is full of sharp insights and practical takeaways you can apply immediately.
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