The city of New York has a new approach to traffic jams: congestion pricing. After months of delays, congestion pricing will now come up against the start of this workweek. Will the fees help reduce traffic congestion in the big apple? Dave and Debbie discuss and take listener calls.

Americans are using credit cards for emergency expenses, according to Bankrate. Ana Staples, Bankrate Credit Cards Analyst, joins the show to explain what to do instead of reaching for the plastic and what other options spenders have. Do you dare ask friends or family? Bankrate also discusses how to jumpstart your emergency savings to end the cycle. Listeners are invited to call in with their thoughts.

On paper, downsizing to a smaller home usually makes financial sense. But, a recent article from The Wall Street Journal highlights the missteps people make when purchasing and moving into a smaller home. Russell Faucette, Owner of The Stern Team of Omada Real Estate, joins the show to share things to keep in mind when buying a smaller home and Dave and Debbie take listener calls with stories about downsizing.

The public has weighed in on the proposed changes for downtown Salt Lake City and the tax changes that would come with it. Many were against a new sales tax hike to remodel part of downtown, but now residents are having a change of heart… according to the Deseret News. Dave and Debbie discuss the consensus and take listener calls.

Today is January 6th and every 4 years, on this day, Congress certifies the new or incumbent President of the United States into office. Friday a NY Judge is expected to give Trump a VERY light sentence in his conviction of 34 felony counts for falsifying business records to hide hush money to adult film star Stormy Daniels. KSL Legal Analyst Greg Skordas explains what he expects to happen with Trump's sentencing this week. On the political side, Co-host of KSL Inside Sources Taylor Morgan talks with Dave and Debbie about what Trump has said he will do on day one, including mass deportation and what is realistically going to happen.

Hourly minimum wage was raised in 21 states across the country but Utah wasn't one of them. Dave and Debbie discuss some of the changes that were made across the nation and give their reasoning behind why Utah didn't make a change.

Tickets to Disney World are $129 today. In 1971? $3.50. Dave and Debbie break down some of the reasons why these prices continue to rise. They give their opinions on whether or not a Disney trip is worth the price of debt. Dave and Debbie take calls from listeners to hear what they think.