Ever had a debt buyer suddenly appear on your credit report without sending you a letter or giving your mini Miranda rights?
In this video, Brian Parker explains why that’s a violation, how debt buyers try to circumvent §1692g, and what you can do to protect yourself under the FDCPA and FCRA. Don’t let debt buyers break the rules—learn your rights and take control.

You’ll discover:
✅ Why reporting to credit without notice can trigger FDCPA/FCRA violations
✅ How to pull all three reports at AnnualCreditReport.com
✅ What to include in a dispute letter and validation request
✅ Why “permissible purpose” and §1692e(8) matter for your case

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ChatGPT said:

00:00 Intro & Lawsuit Basics
01:15 Credit Report Check
02:30 Dispute Letter Steps
03:45 Send To Furnisher
05:00 Attach Proof & Evidence
06:15 Reinvestigation Rule
07:30 Trade Line Disputes
08:45 Validation Request
10:00 Impermissible Purpose

#DebtBuyer #CreditReport #FDCPA #FCRA #KnowYourRights #DebtValidation #MiniMirandaRights #ConsumerRights #DebtCollection #DebtDefense #StopDebtCollectors #FightDebtCollectors #ValidationRequest #PermissiblePurpose #DebtLaws #DebtTips #LegalRights #KillDebt #BrianParker #DebtHelp

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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
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Attorney Brian Parker demonstrates a head-to-head comparison between human legal analysis and his AI tool ParkerGPT in examining a complex LVNV Funding debt collection case with multiple defective bills of sale. The case involves a convoluted chain of title with five assignments occurring within 17 days, including three assignments on the same day and clear double-assignment problems. Parker shows how both human expertise and AI can identify fatal defects, including missing debtor information, unsigned documents, generic pool assignments, and impossible timeline issues that lead to case dismissal. The video culminates in ParkerGPT automatically generating a complete answer, affirmative defenses, and a counter-affidavit based on the identified defects, demonstrating how AI can streamline debt defense preparation while maintaining the thoroughness needed for successful litigation outcomes.

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 


00:00 Intro & Why This Video Matters
02:28 Man Versus Machine Concept
04:56 Breaking Down the Lynch Pins
07:24 Questionable Paper Trail
09:52 Machine’s Legal Analysis
12:20 Chain of Title Breakdown
14:48 Hidden Defects Revealed
17:16 Ownership Confusion Explained
19:44 Double Assignment Discovery
22:12 The Forward Flow Problem
24:40 Transfer and Signature Issues
27:08 Building the Legal Response
29:36 Creating the Counter Affidavit
32:04 Final Thoughts & Case Wrap-Up

-BPP
#DebtDefense #LVNVFunding #DebtCollection #LegalStrategy #ConsumerRights #DebtBuyers #AssignmentDefense #CourtStrategy #LegalEducation #DebtLaw #BrianParker #AILegal

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
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ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt



Here, Brian shows you how to use the Statute of Limitations Affirmative Defense as a way to kill the Debt Collection Lawsuit. There we be a Check List attached to the Video that will also be imbedded in the ParkerGPT for your best lawsuit Answer and Affirmative Defenses. Go get 'em. 

00:00 Intro & Purpose
01:00 Understanding Statute of Limitations
02:10 Governing Law vs. State Law
03:20 Using Missing Documents as Defense
04:30 Verifying Creditors’ Documents
05:40 Fake Payments and Reaging Tricks
07:00 Checking Credit Reports for Proof
08:00 Building Your Statute of Limitations Timer
09:10 Filing Motions and FDCPA Claims
10:10 Parker GPT Tools & Final Tips

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

-BPP

#lawyer #debt #debtlaw #DebtDefense #CrownAsset #DebtCollection #LegalStrategy #ConsumerRights #DebtBuyers #AssignmentDefense #FintechLoans #CourtStrategy #LegalEducation #DebtLaw #BrianParker

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
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Here, Brian explains what an Affirmative Defense is and how to use the list of Affirmative Defenses with your Collection Answer to show the Bad Guys how good your defenses are based upon their bad stuff (Bad Guys = Bad Stuff) and how they sued an educated debtor. Use the great Check List to win your case. Go get'em.

00:00 Intro & Purpose
01:45 What Affirmative Defenses Do
03:30 Pleading And Amendment Rules
05:30 Timing And Waiver (5 Min)
10:30 Subject Matter Jurisdiction
12:30 Personal Jurisdiction & Venue
14:30 Common Defenses To Raise (5 Min)
19:30 Boilerplate Problems
21:30 Verification And Chain Of Title (5 Min)
26:30 Statute Of Limitations Details
29:00 Checklist And Resources
31:00 Deposition Example & Strategy
33:00 Parker GPT And Wrap Up

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

-BPP

#DebtDefense #CollectionLawsuit #HearsayRule #LegalStrategy #ConsumerRights #DebtCollection #CourtStrategy #LegalEducation #DebtLaw #BrianParker #BusinessRecords #Affidavits

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


Learn the insider secrets attorneys use to destroy collection lawsuit affidavits and win debt cases! In this comprehensive legal strategy video, Attorney Brian Parker breaks down exactly how to challenge affidavits using hearsay rules and business records exceptions. You'll discover the 7 critical weaknesses in collection affidavits that can get them thrown out of court, including improper timing, unqualified affiants, and missing documentation.

This isn't just theory - Parker provides real-world examples from LVNV Funding, Velocity Investments, and Discover cases, showing you exactly what to look for and how to attack these documents. Whether you're facing a collection lawsuit or helping others defend against debt collectors, these strategies can be the difference between winning and losing your case. Master the 'who, what, why, when, and where' rule for hearsay analysis and learn why 'time is the enemy of exceptions.'

00:00 Intro & Purpose
01:30 Understanding Hearsay
03:30 The Core Exceptions Explained
05:30 Business Records And Reliability
10:30 Foundation And Personal Knowledge
12:00 Using Opponent Statements
13:30 Layers Of Hearsay
15:00 Analyzing Affidavits In Collection Cases
16:00 Parker Tips For Affidavit Defense
17:00 Real Case Examples & Wrap Up

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

-BPP

#DebtDefense #CollectionLawsuit #HearsayRule #LegalStrategy #ConsumerRights #DebtCollection #CourtStrategy #LegalEducation #DebtLaw #BrianParker #BusinessRecords #Affidavits

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


In this video, Attorney Brian Parker shows you how to DESTROY affidavits in collection cases by finding the other side's weak points. 

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

00:00 Intro & Purpose
01:30 Hearsay Fundamentals
03:30 Who, What, Why, When, Where Rule
06:00 Real-Time Observations
08:00 Business Records Exception Overview
12:00 Foundation And Personal Knowledge
14:30 Affidavits Created For Litigation
17:30 Chain Of Title And Assignments
21:00 Multiple Entities And Layered Hearsay
24:30 Deposing The Affiant
28:00 Common Affidavit Flaws
31:00 Pro Tips For Challenging Affidavits
33:30 Closing Remarks

-BPP

#lawyer #debt #debtlaw #DebtDefense #CrownAsset #DebtCollection #LegalStrategy #ConsumerRights #DebtBuyers #AssignmentDefense #FintechLoans #CourtStrategy #LegalEducation #DebtLaw #BrianParker

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


Attorney Brian Parker demonstrates an advanced legal strategy for defeating Crown Asset Management debt collection lawsuits by exposing broken chains of title in fintech loan assignments. The video focuses on a case involving a Finn Wise Bank loan that was allegedly assigned through Delaware Loan Purchase Trust to Crown Asset, revealing multiple fatal flaws in the assignment documentation including missing transfer dates, undefined transferees, and chronologically impossible transaction sequences.

Parker employs a multi-pronged approach using counter-affidavits, motions for summary dismissal, and third-party complaints to force the court to examine the lack of proper assignments. The strategy emphasizes that bills of sale are not assignments and that debt buyers must prove an unbroken chain of title with specific account information, dates, and unambiguous transfer language. This comprehensive defense methodology can be applied to similar fintech debt collection cases where securitization has created documentation gaps.

00:00 Intro & Case Overview
01:30 Fintech Debt And Securitization
03:00 Bill Of Sale Vs Assignment
04:30 Exhibit Gaps And Missing Documents
06:00 Trust Alerts And Closing Date Issues
07:30 Signatures And Authority Concerns
08:30 Registration Requests And Demand Letters
09:30 Governing Law Conflict
10:30 Counteraffidavit Strategy
11:30 Timeline Problems And Chain Of Title
12:30 Parker GPT Integration & Wrap Up

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

-BPP

#lawyer #debt #debtlaw #DebtDefense #CrownAsset #DebtCollection #LegalStrategy #ConsumerRights #DebtBuyers #AssignmentDefense #FintechLoans #CourtStrategy #LegalEducation #DebtLaw #BrianParker

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


Attorney Brian Parker demonstrates an advanced legal strategy for defeating Crown Asset Management debt collection lawsuits by exposing broken chains of title in fintech loan assignments. The video focuses on a case involving a Finn Wise Bank loan that was allegedly assigned through Delaware Loan Purchase Trust to Crown Asset, revealing multiple fatal flaws in the assignment documentation including missing transfer dates, undefined transferees, and chronologically impossible transaction sequences.

Parker employs a multi-pronged approach using counter-affidavits, motions for summary dismissal, and third-party complaints to force the court to examine the lack of proper assignments. The strategy emphasizes that bills of sale are not assignments and that debt buyers must prove an unbroken chain of title with specific account information, dates, and unambiguous transfer language. This comprehensive defense methodology can be applied to similar fintech debt collection cases where securitization has created documentation gaps.


00:00 Intro & Case Overview
02:24 Complaint And Creditor Identity
04:48 Bills Of Sale Versus Assignment
07:12 Exhibit K And Timing Issues
09:36 Securitization Chain Problems
12:00 Counter Affidavit Strategy
14:24 Motion For Summary Dismissal
16:48 Third Party Complaint Targets
19:12 Conclusion & Next Steps


Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

-BPP

#lawyer #debt #debtlaw #DebtDefense #CrownAsset #DebtCollection #LegalStrategy #ConsumerRights #DebtBuyers #AssignmentDefense #FintechLoans #CourtStrategy #LegalEducation #DebtLaw #BrianParker

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


Here, Brian goes over a case study of the merger of Cap One Bank and Discover Bank from the perspective of a Debt Collection Lawsuit in Georgia.  Who owns your debt and why? Brian will show you how he handles these types of cases generally and offers no advice on how you should litigate your case.  Thank you.

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

00:00 Intro & Case Overview
01:20 Cap One Merger Question
02:40 Standing Is Central
04:00 Debt Buyer Vs Creditor
05:20 Securitization Concerns
06:40 Evidence Needed For Standing
08:00 Complaint Review
09:20 Lynchpin Strategy
10:40 Merger Document Analysis & Closing

-BPP

#debtcollection #ParkerGPT #DebtDefense #MidlandCredit #ConsumerRights #DebtCollection #LegalStrategy #FDCPA #ConsumerProtection #DebtLawsuit #LegalAdvice #DebtBuyers #CollectionDefense #ChainOfTitle

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP

Become a Member to Download Documents Mentioned in this Video: https://killdebt.com

📘 Facebook →  https://www.facebook.com/CollectionStopper
 📸 Instagram → https://www.instagram.com/collectionstopper
🎵 TikTok → https://www.tiktok.com/@collectionsolutions
ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


Here, Brian shows you Five Key Collection Defense Lists for you to use in your stage of the defense of the collection case you are in. The ParkerGPT will have the Five lists imbedded in the AI with your monthly membership. Review the lists when you face the specific issue in your case. Good luck. 

Disclaimer:
Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. 

00:00 Intro & Checklist Overview
01:08 Initial Disclosures
03:00 Using The Counter Affidavit
05:00 Default Judgment Defense
07:00 Court File Nuggets
09:00 Motion To Set Aside Strategy
11:00 Statute Of Frauds Checklist
13:00 Assignment Identification Tips
15:00 Affidavit Red Flags
17:00 Courtroom Appearance Tips
19:00 Know The Judge And Clerk
21:00 True Assignment Requirements
23:00 Securitization And Pooling Issues
25:00 Demand Documents To Request
27:00 Preparation And Confidence
29:00 Conclusion & Checklists

-BPP

#debtcollection #ParkerGPT #DebtDefense #MidlandCredit #ConsumerRights #DebtCollection #LegalStrategy #FDCPA #ConsumerProtection #DebtLawsuit #LegalAdvice #DebtBuyers #CollectionDefense #ChainOfTitle

Support the show

Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP