Most people wait until the last minute to think about retirement income—but what if getting in early could cost you a lot less and pay you a lot more?

In this episode, Bryan follows up on last week’s discussion of guaranteed income and dives into the math behind buying annuities before retirement. You'll hear why deferring income just a few years can lead to massive increases in payouts—and how people in their 40s and 50s are locking in high-income contracts that start paying out in their 50s or early 60s.

Bryan also shares real examples, from a 65-year-old couple who can now get 7.85% payouts after one year of deferral, to a younger couple set to receive 13.5% income starting in their 50s.

If you’re thinking about buying income “someday,” you need to understand why doing it sooner can save you thousands.