Divorce Source Radio

Matrimonial attorneys, Linda Decorato and Bryan Goldstein, share the top tips you need to know to get on top of your financial picture, without arousing the suspicion of your husband, before you file for divorce and while you are still under the same roof. Linda and Bryan tell real-life stories of women who went from being financially clueless to financially smart, making great decisions that led to their long-term financial security.

In this episode, you will learn:

• How to cope with emotional pain, and realize it is not permanent (6:34)
• Why it's better for your children to see strong mothers who make the decision to leave an unhealthy relationship (12:00)
• The difference between going through divorce when you're involved and not involved in your finances (15:10)
• Why you need to be financially aware, so his debts and his fraud don't become yours (17:45)
• How to protect yourself, as a non-working woman, with your own account and build your savings (20:00)
• When the innocent spouse rule doesn't apply (24:45)
• If it's smart to inflate your expenses on your statement of net worth (SNW) (28:00)
• What is "stockpiling syndrome" and what expenses are most often questioned (34:15)
• Where to find experienced professionals at any price point (39:51)

Linda Decorato | W: www.dcsf.com P: 212-742-8700 E: [email protected]

Bryan Goldstein | W: www.dcsf.com P: 212-742-8700 E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: [email protected]

This week, Stacy is joined by Sallie Mullins Thompson, a CPA who has been through the divorce process, herself. Sallie focuses on the importance of being financially independent for a healthy marriage, as well as for a healthy divorce, should it come to that. Becoming financially independent, like coming to the decision to end one's marriage, is not a transition that happens overnight - both require a tremendous amount of time and preparation, financially and emotionally.

In this episode, you will hear about:

• How Sallie realized the importance of being financially independent (03:21)
• Her process of becoming aware of spending and educating herself in finance (05:52)
• Planning the transition to divorce (08:46)
• How Sallie overcame the fear of leaving her marriage (15:44)
• Tips to become financially independent, and when to work with a financial advisor (21:22)
• Resources for experienced CDFAs

Sallie Thompson | W: www.smtcpapllc.com P: (212) 243-9126 E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: [email protected]

This week, Stacy is joined by divorce and family mediator, Rachel Green. Rachel focusses on the importance of communication not only for a happy marriage, but also for a happy divorce. Mediation is a process for resolving disputes by which an independent mediator assists the parties in reaching a mutually satisfactory settlement. It is an extension of the parties' own negotiations and is sometimes referred to as a "supercharged negotiation."

In this episode, you will gain insight on:

• Couples who lack communication in the mediation process (05:00)
• incorporating your attorney in mediation (16:39)
• Three ways to know if mediation is right for you (19:44)
• How Rachel mediates cases when one of the spouses has been a victim of domestic violence (23:52)
• What 'Shuttle diplomacy' means (28:33)
• Some of the mistakes Rachel sees women make as they go through the divorce process (34:48)

Rachel Green | W: www.mediate2resolution.com/ P: 718- 965-9236 E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: [email protected]

This week, Stacy is joined by the financial editor of NBC's TODAY show, owner of DailyWorth, AARP's personal finance ambassador and host of the podcast HerMoney, Jean Chatzky. In this episode, Stacy dives deeper into Jean's book, 'Age Proof' to focus on the importance of what women can do to achieve both financial independence and biological strength to get you there.

In this episode, you will receive answers to the following questions:

• As a financial expert, did Jean deal with all the finances in her marriage? What are her top tips? – (05:26)
• How does Jean pick the best investments and manage her finances? (12:05)
• What is the link between health and wealth? Jean explains how you can secure both. (14:20)
• What is a Health Savings Account? Do you need one? (17:58)
• What are the best options for health insurance plans for newly divorced women? (23:34)
• What are some words of wisdom for divorced women who want to stay financially and physically fit? (28:23)

Sign up for Daily Worth's Newsletter, helping women earn more, save more and spend smarter: [email protected].

Subscribe to Jean's Podcast, 'HerMoney' – Making money make sense

Order Jean's Book 'Age Proof' – Live longer without running out of money or breaking a hip

Jean Chatzky | W: www.jeanchatzky.com P: 914- 260-0610E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: [email protected]

This week, Stacy is joined by experienced seasoned litigator and matrimonial attorney, Richard Adago. Gray divorces have become increasingly common and Richard has come across numerous cases, both amicable and uncordial. In this episode, Richard provides an insight into the legal aspects of how to deal with an unexpected broken marriage and specifically when adult children are involved.

In this episode you will gain insight on:

• Why there is an increase in gray divorces (03:00)
• How a gray divorce is different to a younger couple getting divorced (07:31)
• Client stories about being financially in the dark (09:38)
• What is not allowed in a marriage when fishing for financial information (15:37)
• Tips on how to legally disclose your husband's financial information (17:58)
• What Richard's financial story is (19:32)
• When mediation is the right route to take (26:19)
• When interviewing lawyers, how to know who is going to protect you from yourself (30:27)

Richard Adago | W: www.phillipsnizer.com/ P: 212-841-0541 E:[email protected]

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: [email protected]

This week, Stacy is joined by Michelle Lisa Anderson, speaker, Author and CCO of movement 'Love over Addiction.' Michelle shares her personal story of divorcing a man who suffered from drug and alcohol addiction. She also opens up about the details behind her dysfunctional marriage, which she kept hidden, and how she opened the door to happiness. She emphasizes the importance of loving ourselves for the people we are today and not the people we are trying to become tomorrow.

In this episode you will gain insight on:

• How to support a friend or family member who is going through a dysfunctional marriage (07:43)
• Why we so frequently pursue those who can't love us in the way we need (12:04)
• How to prevent this from this happening again (18:42)
• How to know when to leave (22:44)
• How to know whether your situation is 'normal' (29:29)
• Where to receive emotional support during a transition (34:04)

Those interested in receiving Michelle's Free 12 Tips Every Woman & Mother Need to Know When Loving Someone Who Drinks Too Much or Suffers From Substance Abuse can visit: http://loveoveraddiction.com/stacy and enter your email address. The freebie will be emailed to you.

Michelle Anderson | W: LoveOverAddiction.com E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: [email protected]

This week, Stacy is joined by Certified Divorce Financial Analyst®, and budget coach, Michelle Jacobik. Her financial solutions and support programs have helped numerous women rebuild their financial life before, during and after divorce. In this episode, Michelle provides an insight into being financially prepared for such a drastic transition and what to avoid during this difficult time from both a personal and professional aspect of divorce.

In this episode, you will gain insight into:

• What a budget coach does (4:11)
• How Michelle got into the budgeting industry (7:04)
• What financial consistency means (9:49)
• How Michelle brought stability to her finances (14:30)
• What prosperity after divorce means (20:06)
• What tools make budgeting and recording your spending easier (22:30)
• Useful resources for budgeting (28:19)
• How to prepare yourself for your post-divorce financial situation (33:00)

Michelle Jacobik | W: https://michellejacobik.com/ P: 860-334-1351 E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: [email protected]

This week Stacy is joined by Christine Barranca, who shares her courageous divorce story. Christine was in the middle of an unhealthy marriage, and at the same time she was also dealing with a career change, and battling cancer. Stacy and Christine discuss the challenges of feeling trapped in a marriage, and how she ultimately succeeded in leaving. Christine is now thriving, and enjoys spending time with her son's family, friends, reading historical novels, mentoring junior agents in her real estate work, and supporting and guiding women diagnosed with breast cancer.

In this episode, you will hear answers to the following:

• What were some changes during and after the divorce? (2:56)
• How did you gain the courage to say "this is not how I want to continue living my life?" (4:24)
• How did you keep a strong bond with your children throughout this process? (9:50)
• How was your life going to change financially? (12:17)
• What did you do when he withdrew all the money from the joint accounts? (16:59)
• How did you know the right lawyer to choose? (19:00)
• Options for staying in your neighbourhood post-divorce when you realized it could be very expensive? (24:19)
• How do you pick the right real estate agent? (29:25)

Stacy Francis | P: 212-374-9008 | E: [email protected] | W: www.francisfinancial.com

Christine Barranca | P: 646.461.8477 | E: [email protected]

This week Stacy is joined by Christine Barranca, who shares her courageous divorce story. Christine was in the middle of an unhealthy marriage, and at the same time she was also dealing with a career change, and battling cancer. Stacy and Christine discuss the challenges of feeling trapped in a marriage, and how she ultimately succeeded in leaving. Christine is now thriving, and enjoys spending time with her son's family, friends, reading historical novels, mentoring junior agents in her real estate work, and supporting and guiding women diagnosed with breast cancer.

In this episode, you will hear answers to the following:

• What were some changes during and after the divorce? (2:56)
• How did you gain the courage to say "this is not how I want to continue living my life?" (4:24)
• How did you keep a strong bond with your children throughout this process? (9:50)
• How was your life going to change financially? (12:17)
• What did you do when he withdrew all the money from the joint accounts? (16:59)
• How did you know the right lawyer to choose? (19:00)
• Options for staying in your neighbourhood post-divorce when you realized it could be very expensive? (24:19)
• How do you pick the right real estate agent? (29:25)

Stacy Francis | P: 212-374-9008 | E: [email protected] | W: www.francisfinancial.com

Christine Barranca | P: 646.461.8477 | E: [email protected]

This week, Stacy is joined by Kathleen Burns Kingsbury, a wealth psychology expert, founder of KBK Wealth Connection, host of the Breaking Money Silence® podcast, and an internationally published author and speaker.

In this episode, Kathleen highlights how important it is to have regular financial conversations with your partner and that research has shown it increases intimacy in relationships. Kathleen holds an interest in financial psychology, background in banking and drive to empower people to take control of their financial lives. This episode is filled with insightful secrets on how to make good financial decisions when going through divorce.

You will gain insight on:

• What gave Kathleen the courage to not make the money conversation taboo (03:38)
• The difference between men talking/not talking about money compared to women (05:37)
• If finances have anything to do with the fact that 50% of first marriages end in divorce (06:58)
• Why couples try to hide finances from their spouse (08:16)
• What happens when one person is overpowered in a meeting with their financial planner (11:09)
• How to best manage your money relationship according to your generation, age and background (16:35)
• Top tips for women going through divorce to make sure they have the right mindset to make good financial decisions (27:26)

Kathleen Burns Kingsbury | W: www.kbkwealthconnection.com P: 617-773-2344 E: [email protected]

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: [email protected]