Medicare Basics - Keith Armbrecht Medicare on Video

Do You Need Medicare at 65 If You're Still Working? (Avoid These Costly Mistakes)


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If you are turning 65 but still working, you may be wondering if you need to sign up for Medicare. This is one of the most common and confusing Medicare questions:

Do I need Medicare if I'm still working at 65?

The answer depends on your employer size, health insurance coverage, and when you plan to retire. Making the wrong decision can result in lifetime Medicare penalties or gaps in coverage.

In this video, I explain exactly how Medicare works if you are still employed past age 65 and what you should do to avoid costly mistakes.

In this video you'll learn:

• Do you need Medicare Part B if you're still working • When to delay Medicare without penalties • How employer size (20+ employees rule) affects Medicare • When to enroll in Medicare after retirement • How Medicare coordinates with employer health insurance • How to avoid lifetime late enrollment penalties

If you're planning to work past age 65, understanding these rules can save you thousands of dollars and prevent major Medicare problems later.

When you're ready for Medicare help, visit: https://medicareonvideo.com

You can also download my free book Medicare Made Clear to make Medicare simple and easy to understand. ⬇️Download My Free eBook Here – Medicare Made Easy: https://medicareonvideo.com/freebook/

⬇️Medicare Mini Course Here: https://medicareonvideo.com/mini-course/

⬇️Guaranteed Retirement Income: https://rolloverup.com/

⬇️Turning 65 Checklist Here: https://medicareonvideo.com/checklist/

Join my EXCLUSIVE Medicare group - Talking Medicare www.TalkingMedicareGroup.com

Subscribe to my channel here: https://goo.gl/jzN8Rn ******************** 🎥 Welcome to Medicare on Video's official YouTube Channel 🎥

I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices.

00:00 Should You Take Medicare If You're Still Working at 65? 00:18 Introduction – Medicare on Video 00:27 Employer Insurance vs Medicare Explained 00:49 The 20 Employee Rule (Very Important) 01:52 When Employer Coverage Pays First 02:23 Is Medicare Cheaper Than Employer Insurance? 03:11 What Medicare Costs with a Supplement Plan 03:40 Medicare Advantage vs Employer Plans 04:05 Should Your Spouse Switch to Medicare? 04:46 When You Should Stay on Employer Coverage 05:05 Do NOT Start Medicare Part B If You're Still Working 05:22 Final Advice Before Enrolling in Medicare

➡️What you will see on my channel:

✔️Medicare Supplement Plan ✔️Difference between Plan G vs Plan N ✔️When You Can Enroll into Medicare ✔️Social Security Information ✔️And more

******************** 🍁 Connect with Medicare on Video on social media:

Instagram ▶️ / medicareonvideo Facebook ▶️ / medicareonvideo Twitter ▶️ / medicareonvideo

Don't forget to visit Medicare on Video online: 🖥 https://www.medicareonvideo.com/

📲 Phone: 1-877-88KEITH (53484) 📧 [email protected]

********************

© Best Medicare Supplement Plans 2025 By Medicare On Video - All Right Reserved.

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Medicare Basics - Keith Armbrecht Medicare on VideoBy Keith Armbrecht

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