A number of election cycles have passed, and Super is usually mentioned as a political football.  But today, we chat with Stuart Sheary, expert from the Institute of Financial Professionals of Australia (www.ifpa.com.au) to work through the details of the First Home Buyers Super Save Scheme (FHSSS).  It surprised me, as it will you, this policy has been around since 1 July 2017.  Let's get some details today on Dollars & Making Sense

Ian McLeod, principal of RP Emery Legal Agreements returns to chat to us about financial agreements.  Last year we featured 2 shows about binding financial agreements and prenuptial agreements which garnered a LOT of discussion and views.  In today's interview, we focus on timing of agreements and how important they can be in relationships and couples looking to "go the distance".  We also tackle the gnarly question of large traditional holdings like the family farm, and how they are handled.

Anna Venonnen from Coredata returns from her very insightful research last year about crypto investing.  Having recently completed a research article for Coredata in "Trends in Crypto Investing", what better way to find out then to go straight to the source.  Anna's whitepaper is available on this link for free, and this interview picks up on some key themes - well worth a listen, no matter your background, investment posture or outlook.https://coredatainsights.com/cd-insights/australias-crypto-investors-2025/

This week, we follow up with part 2 of what is the difference between non-concessional contributions and concessional contributions in our superannuation system.  Natasha Panagis knows what she's talking about, so tune in to find out if for any range of reasons you over contribute without even knowing it.  This is important stuff for your retirement planning.

Stuart Sheary from IFPA (www.ifpa.com.au) joins us to work through a range of potential options that pensioners might consider to supplement their income.  Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.  Tune in and find out whether you (or your parents!), may be able to take advantage of these alternative income streams to supplement your livi

What is the difference between non-concessional contributions and concessional contributions in our superannuation system?  This week, Natasha Panagis, subject matter expert from IFPA (www.ifpa.com.au) joins us to discuss the differences and what happens if you exceed the limits in place.  Its not all bad news!  So tune in to find out what's going on, in this important part of your retirement planning.

Philippa Hunt from Wise Girls Money continues in Part 2 of the Future 2 Grants program and how it is being rolled out to a program of over 40s and under 40s women.  What are the key components of the program including the "why", not just the "how".  Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense.

Philippa Hunt from Wise Girls Money makes a welcome return to discuss the Future2 grants program and the strides being taken to assist women in need and promoting financial literacy.  True to the idiom, feed a village fish, they eat for a day, teach them how to fish sustainably, they feed themselves into the future.  We explore the program and how its being rolled out into Queen Chillenga's Kalgoorlie constituents and beyond.  Part 1 of an excellent 2 part series.

We welcome a new contributor, Nick Raphaely, Co-CEO and Co-Founder of AltX, a private credit provider that has a strong history.  In this show we look for some clarity on why Private Credit is all of a sudden the hottest topic in town.  Given private credit has been around for well over 20 years, this is a curious development in the Asset Class discussions given private credit is primarily a loan - fixed income investment.  Nick provides some excellent primer's into why this is a great investment choice, tinged with a hint of caution and "buyer beware".

Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning?  After listening to this episode featuring Justin Bott, Media Information Officer from Services Australia (Centrelink) you're likely to think that is NOT the case.  There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions, it is sometimes far better to "look before you leap", here on Dollars & Making Sense.