Do you take advice from a former professional NFL player? In this show we watch and comment on an interview with Chad Ochocinco, a former wide receiver. His commentary about financial matters is profound and something everyone might benefit from hearing.

How long will you live? That's the really tough question that those planning retirement need to address. In this show we discuss why this is not only difficult to answer, but also extremely important to try to answer.

The rule of thumb that you should reduce your risk exposure as you get older may be wrong. In this show, we discuss why the opposite may be true. As you age, a larger percentage of your assets may be exposed to a higher level of risk. This may actually be the result of a sound financial strategy.

The age at which Required Minimum Distributions (RMDs) must begin has been raised again. This time the age has been increased from 72 to 73 and eventually to age 75. In this show we detail the rule changes, including the penalties associated with missing this important financial requirement.

The 8.7% cost of living increase in Social Security for 2023 was the highest seen in decades. Yet, is it enough? According to the Senior Citizens League it isn't enough. In this show we talk about inflation and whether or not Social Security increases are enough to cover real life living expenses.

A Lady Bird Deed, also known as an enhanced life estate, is a legal document you can use to pass your real estate asset to beneficiaries after your death. The Lady Bird deed is an option in a select few states, including Florida, and may be a simple and effective way to avoid probate or the need for the creation of a trust. Listen in as we explore this unique enhanced planning tool.

How much does your housing costs impact when you can retire? Those living in more expensive areas are theoretically earning more income. Does that allow them to retire sooner? In this show we discuss the research about how housing relates to income, social security timing, and willingness to move for retirement.

A trust is a legal document that is used to organize, protect, and help to distribute your assets when you pass away. Trusts are often considered a tool used by wealthy people, but they can useful in many different situations. In this show we discuss some major reasons you might need a trust and discuss the the value versus the cost of creating one.

Qualified Charitable Distributions, or QCDs, are a specific giving strategy that allows people to donate directly from an IRA. This can be used to satisfy a Required Minimum Distribution (RMD) without paying taxes on the distribution!

In this show we'll discuss the IRS rules of QCDs and RMDs and discuss why some people might consider using this tax and giving strategy.

Families troubles sometimes begin when a loved one is lost and leaves assets behind. Disagreements and legal battles can arise from seemingly small amounts of money or possessions. Properly titling and owning assets can go a long way to help prevent these issues. In this show we discuss the different forms of ownership and ways to avoid potentially expensive, time-consuming, and public legal battles.