Has the cost for Thanksgiving dinner really gone up that much in 2022? In this show we discuss the real cost of the holiday meal and how much is has increased in the past year. We also share our personal family's addition to the meal and a way to save money this year.

When are you going to retire? For many, the time is now and they just don't know it. In this show we discuss the three top reasons why you should walk away from your job and start retirement today. For certain situations, there is no time like the present!

Many Americans say they have stopped or reduced retirement savings due to inflation. Some have even said they have had to dip into their retirement savings because of rising inflation. Yet, rising inflation suggests you will need more in the future, which means you need to save more now. Why is there a disconnect?

There have been record number of annuities sold in the 3rd quarter of 2022 according to LIMRA. Fixed deferred and indexed annuities are seeing major growth year over year. In this show we discuss the main reason for these annuity purchases. The recent market volatility, desire for principal protection, and rising interest rates have created the perfect annuity storm.

The SECURE Act of 2019 changed the rules for Inherited IRAs. The distributions can no longer be stretched over the beneficiary's lifetime in many cases. This became known as the new 10 year rule. However, there was significant confusion about this new rule, which left many uncertain on what to do. The IRS recently published a notice on this very topic to help clear the confusion and address those that made incorrect distributions in 2020 and 2021.

Cost-of-living-adjustments (COLAs) are a big part of Social Security, particularly when we are at 40 year high increases in 2022! However, what if you haven't claimed Social Security benefits yet? Do you have to be collecting benefits in order to receive the COLA? In this show we address the concern people have regarding delaying benefits and missing out on COLAs.

The Roth IRA and Roth 401k are considered by many financial advisors as one of the best tools for retirement savings. However, a recent article from a well respected financial researcher and policy maker suggests otherwise. Find out why she feels the Roth options should be eliminated and whether or not we at Dolphin Financial Group agree.

According to some research, young people should NOT save for retirement. In fact, retirement saving should only happen during your middle age years. In this show we talk about how this might actually be a terrible idea.

Is a high deductible health plan (HDHP) something you should consider for you and/or your family? In this show we talk about what a HDHP is and why it may make sense for you. The main reason to consider using a HDHP is to gain access to the powerful features of a Health Savings Account (HSA).

Do single women have a financial advantage or disadvantage during retirement compared to their married counterparts. In this show we talk about a major challenge that single women face - lower retirement confidence. Why do single women have less financial confidence in retirement than married women and what can they do to improve their situation