If given a lump sum to invest over ten years, which strategy would lead to higher returns: Investing the entire lump sum at once or investing the lump sum evenly over the first year. Investing over time is also known as Dollar Cost Averaging and it's very popular. However, is it the better option when there is a long-term time horizon? We'll answer that question in this podcast.

Where do people get their retirement income from? Are people relying on Social Security, an IRA, or maybe a pension? In this show we discuss the sources of retirement income by generation along with ideas on where that income should come from. If you are thinking about retirement and aren't sure where the money will come from, listen in!

According to the recent August 2021 update from Social Security, the combined Trust Fund is expected to be depleted by 2034. This is one year earlier than estimated last year. This means that in 2034, only 78% of benefits will be payable to Social Security beneficiaries. What does this mean, why is it happening, and what should you do about it?

How much does Medicare cost? Isn't it free? If I have to pay for Part A or B, who do I make the check out to? What is an IRMAA? How do I pay for Medicare?

In this show we talk about the cost to the Medicare beneficiary. We discuss the price for each part of Medicare and the ways to pay for it. If you are new to Medicare and are wondering how the pricing works, be sure to listen in.

In this show we talk about when people are claiming Social Security Benefits and why they do so. The math suggests delaying, yet people don't. Be sure to listen in to make sure you aren't messing up this important lifetime decision.

In this show we talk about how people are fairing with retirement planning. Many people know WHAT they need to do, but are they doing it? We discuss the results from the 21st Annual Transamerica Retirement Survey and compare the results to our last show about the four keys to a satisfying retirement. Are people setting themselves up to be satisfied in retirement?

Some recent research points to key factors that may be the leading reasons why people have a satisfying retirement. In this show we review and discuss this research from the Employee Benefit Research Institute’s Retirement Security Research Center (even more exciting than it sounds)! What should you do now to assist in having a satisfying retirement?

For many retirees, much of their net worth is tied up in their home as equity. Should they consider a Reverse Mortgage to tap into that equity? What are the pros and cons of this financial instrument? In this show we bring on a Reverse Mortgage expert to discuss the current situation of reverse mortgages.

What do retirees regret the most. After working with retirees for over a decade, Dan Wendol shares his opinion on what those in retirement seem to regret the most. It's not necessarily a financial regret and it might surprise you.

Can money buy happiness? In this show we talk about the ways you can spend money in retirement to make yourself happier. The discussion revolves around the book "Happy Money: The Science of Happier Spending" by Elizabeth Dunn and Michael Norton.