There are 7 unique money personality types according to psychology expert Ken Honda. In this show we review the different personalities and discuss how each type impacts retirement planning and living.

Sometimes parents or grandparents want to give their young family members financial gifts. In this show we talk about the various types of financial gifts you can give children along with the pros and cons of each.

Can you claim Social Security, yet continue working? Yes you can, but then you are subject to the "Social Security Earnings Test." In this show we discuss the details of the Earnings Test, how to avoid having Social Security benefits withheld, what "earnings" really are, and all the other important details of working while claiming Social Security.

Reducing your Adjusted Gross Income (AGI) can have many benefits including reducing taxes and increasing benefits. However, sometimes the year passes and you still want to lower AGI for the previous year. In this show we discuss some ways to retroactively reduce your AGI for the previous year.

Can you save too much for retirement? What about saving too much during retirement? Many people talk about saving more and more for retirement, but sometimes you might actually save too much. In this show we talk about scenarios where people are saving too much for retirement. We also discuss how some retirees are keeping too much in savings and not spending enough!

There are major changes to the health insurance marketplace as a result of the passage of the American Rescue Plan (ARP) in March 2021. The health insurance premium subsidies have increased and more people can qualify. In this show we discuss the changes and how it can result in thousands of dollars in savings for many Americans.

What should retirees do with their stimulus checks? People in retirement are getting more stimulus checks as part of the government plans to combat the global pandemic. In this show we talk about the priorities that retirees should consider when it comes to what to do with this money. We list 6 different options for the checks in order of importance.

Buffered Notes are a financial product that offers some downside protection from market losses. However, they don't come without a catch. In this show we discuss these particular structured notes, the pros and cons, as well as whether or not these products make sense for people to use as part of their financial plan.

One of the biggest surprise expenses during retirement is dental. The costs of keeping your teeth in good shape can be astronomical. During retirement, many people see bills above $10,000 for dental work. In this show we discuss the options for dealing with dental costs during retirement.

Retirement planning is critical for those who want to retire with peace of mind. However, sometimes expenses occur that are unexpected, even for the best planners. In this show we discuss five expenses that seem to catch retirees by surprise. Knowing about these potential expenses in advance can really help you avoid the problems associated with a financial surprise. Listen in!