Losing a spouse can be an extremely difficult experience. The financial issues that arise can make things even worse. In this show, we discuss a subset of these financial issues - taxes. We tackle the tax implications that arise when you lose a spouse.

We all know it's a good idea to put aside money for the future. However, not everyone has the money available right now to save. Additionally, it can be discouraging when the calculations show you how far off your savings rate is compared to where it "needs" to be. In this show we will discuss a strategy that may help those who are feeling hopeless about saving for the future.

What happened to the first round of 2020 stimulus money? Did people spend those $1,200 checks? In this show we discuss what people did with their stimulus money and how it impacts their retirement situation.

Emotions are running high across the country during this global pandemic. You add in a very polarizing presidential election, and now emotions really flare up. The problem is that making decisions while highly emotional may not be a good thing. Emotional decision making often leads to poor decision making. But, that might not always be the case.

In today’s show we are going explore how anger, in particular, effects decision making. And you might be surprised that being angry might actually improve your financial decision-making.

With so many people changing jobs or losing employment, the question of what to do with the old 401k arises. Should I roll it into an IRA? While rolling an old 401k into an IRA has some benefits, sometimes the better choice is to roll it into a new 401k or simply leave it where it is. In this show we discuss the pros and cons of moving an old 401k.

One of the major problems of the global pandemic is unemployment. To make matters worse, losing your job also usually results in losing benefits like health insurance.

In this show we discuss what your options are if you lose employer sponsored health insurance. We talk about the changes to the laws surrounding COBRA and other considerations.

When people approach retirement, one of their largest assets is usually their primary residence. In fact, there is often a large capital gain realized when they finally sell that home and move away. In this show we discuss how that gain is created and how it is taxed. Dan also shares details on the surprise tax bill that was heading toward his father when he sold the childhood house after over 50 years. Learn the rules and avoid the surprise tax bills.

Indexed Universal Life insurance (IUL) has been gaining popularity over the past decade. It's a type of life insurance that is flexible and often touted as a means to generate wealth and retirement income. In this show Tony oversees a casual debate between two Dolphin Financial Group representatives (Dan and Jonah) as they review the pros and cons of this type of insurance. If you own an IUL or are thinking about purchasing this type of insurance, this show is for you.

if you bought a term life insurance policy that is about to expire, what are your options? What if you have group life insurance through your employer and are about to leave the company? In this show we discuss the options for those that want to keep some level of life insurance coverage. We cover the process of buying something new and also converting your existing policy into something that will last for as long as you do. Listen in as we talk about dealing with expiring term life insurance policies.

What are dividend paying stocks and can you live off the income they produce?

In this show we discuss the concept of dividends from stocks and how they generate income for retirees. We will discuss the pros and cons and explore whether or not this is a realistic retirement income strategy in today's market environment.