What happens if you claim Social Security yet continue to work? What are the rules and penalties associated with simultaneously claiming and working? In this show we discuss the details of what happens to your Social Security benefits if you choose to work. We touch on the earnings limits, age restrictions, payments withheld, and where the money that isn’t given to you actually goes in the end. If you are considering claiming Social Security and maintaining employment, this show is for you.

The global pandemic is changing the way Americans behave. It is also impacting many financially. In this show Dan and Tony reflect on current changes in business and personal behaviors and the subsequent financial effects. Tony even gets into the detail of how is favorite industry (vinyl records) is changing rapidly once again.

The F-Word is back in the limelight of the financial services world. We are talking about the word "Fiduciary." On June 30th, 2020, Regulation Best Interest (BI) is being enforced by the Securities & Exchange Commission (SEC). In this show we discuss what this what this means for the average investor and why there is such an uproar about this new standard that demands financial services professionals to actually act in the best interest of their client. Aren't financial pros already required to act in their clients' best interest?

Most people are familiar with the investment concept of risk vs reward or risk/return. The more risk you take, the greater the return should be. By the same token, the less risk you take, the lower the return should be. So what about risk-free investments? Perhaps you heard the term risk-free investments or risk-free retirement. In this show we are going to explore this concept and discuss what that might look like and if it even exists.

Could it be that your personality characteristics will impact your retirement income regardless of the math behind your financial plans? Are your personality traits more important than the size of your retirement portfolio? In this show we explore the idea that there is more to retirement income than the numbers.

Sometimes a company will offer an early retirement package to employees. This has certainly been the case during the summer of 2020 for industries like airlines. Analyzing these early retirement offers is a high stakes, complex process. In this show we review process for considering an early retirement package.

Laughter is said to be some really good medicine. In this show we try to offer a healthy dose of laughter as we share some funny jokes - retirement and financial related humor of course!

The stock market had one of the fastest plunges from all-time highs starting in February 2020. However, there has been an equally impressive, and quick, bounce. This bounce has happened in the face of economic uncertainty on a global scale. Will it last or is this only a head fake?

In this episode we talk about Warren Buffet's son, Peter, and what he did with his inheritance in 1977. Spoiler alert - he didn't keep in in Berkshire stock. If he did, it would be worth about $200 million today! Perhaps he invested it in something more valuable?

The economic relief bill passed in March of 2020 has increased unemployment benefits by an extra $600 per week. This is has created a situation where many people are making more money unemployed than they would fully employed. In this show we discuss the situation and determine if this is good or bad.