Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

May 13 Tax Hacks
Today we have been seeing a decrease in the supply of CPAs, leaving more and more taxpayers on their own to prepare their filings. Donna and Nathan offer some DIY tax filing best practices to take a like bit of the stress out of your tax season. Also, on MoneyTalk, 7 lessons for new retirees, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/7/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
May 11 Business Entity Breakdown
How you choose to structure your business will have great bearing over how you are taxed, and how much liability you take on. Nathan discusses how each of the various types of business entities operate, how they differ, and why it is important to seek professional guidance when deciding which formation is right for you. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel tell a story of corruption and human sacrifice: the building of the second transcontinental railroad, the Northern Pacific. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 5/6/2026; Original Air Date: 11/7/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
May 07 Big Mistakes
Investing can be a humbling endeavor, and even the most successful investors have a few bets that they wish they could take back. Donna and Nathan discuss the fatal errors that led Mike Steinhardt, one of the nation’s most successful hedge fund managers, to lose over $800M in just four days. Also, on MoneyTalk, strategic asset allocation and market timing, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/5/2026; Original Air Dates: 2/23/2023 & 2/6/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
May 06 Sequence of Returns Risk
As an early investor, the risk of loss is balanced by your expected time in the market, but for those approaching retirement, loss of principle can be a major risk as you begin to draw income from your investments. Donna discusses how sequence of returns risk can play a major role in your ability to meet your retirement goals. Also, on MoneyTalk, challenges for those aging alone. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 5/4/2026; Original Air Dates: 9/22/2025 & 11/17/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
40 min
May 05 HSA: A Tax Unicorn
The Health Savings Account is the only investment vehicle that features tax deductibility, tax free growth, and tax-free qualified withdrawals. Nathan discusses how HSAs work, who offers them and who should maximize their benefits. Also, on MoneyTalk, understanding the bond market, and employer stock option plans. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/1/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
43 min
May 01 The Race to Connect America
No innovation contributed more to westward expansion and American progress than the transcontinental railroad, but the road to that progress was paved in corruption and brutality. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of the first transcontinental railroad, and the greed, ambition and bloodshed that made it all possible. Also, on MoneyTalk, how different commodities move in relation to the markets, and how to properly use them for diversification. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 4/29/2026; Original Air Dates: 6/4/2024 & 5/21/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
May 01 Identifying Your Money Scripts
Each of us have our own conceptions about money which have been developing from a young age, and often these stories we tell ourselves can be self-destructive. Donna and Nathan take us through some of the common “money scripts” that tend to guide people’s financial decision making, and how to reframe your money mindset. Also, on MoneyTalk, how to financially support your young adult children without enabling dependency, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/28/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 29 Paying Taxes in Retirement
Navigating taxes doesn’t end when your 9-to-5 does, and in retirement the rules can get increasingly complex. Donna discusses some of the tax topics that tend to complicate the filing process for retirees, including social security, RMDs, quarterly estimates, and more. Also, on MoneyTalk, action items for your first year of retirement, and grounding your expectations to reality. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 4/27/2026; Original Air Dates: 1/13/2025, 11/10/2025 & 12/8/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 28 You Asked for It
The MoneyTalk show has been running for over three decades because of an active listener community who we are privileged to serve. On this episode, Nathan takes on personal finance topics suggested by listeners like you, including DIY investing, 401k pros and cons, basic investment strategies, and understanding the different investment categories. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/24/2026; Original Air Dates: 6/14/2023, 7/28/2023, 8/2/2024 & 2/6/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 27 The Struggle to Reform Social Security
Social Security is a core component of most Americans’ retirement plans, but it may surprise you to hear that it was highly controversial when initially proposed, and to get it passed, Congress had to include complex provisions which still exist to this day. Donna and Nathan discuss the intricacies of the Social Security system, and the reasons why it has been so difficult to reform. Also, on MoneyTalk, how our tendency toward pessimistic thinking drives our investing decisions, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/23/2026; Original Air Date: 1/12/2023 & 7/1/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
43 min