Don Sowa's MoneyTalk

If your child asked you what caused the Great Depression, you might refer to the stock market crash of 1929, but stock markets don’t crash on their own, and the roots of our nation’s worst economic crisis had been growing for decades. On this addition of our MoneyTalk Moment in Financial History, Nathan and Daniel discuss the economic vulnerabilities of the 1920s that ultimately led to the Great Depression. Also, on MoneyTalk, the challenge of portfolio diversification. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 4/22/2026; Original Air Dates: 3/29/2023 & 5/7/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Budgeting is among the most vanilla financial topics we discuss on the show, but following a budget is an essential first step to being able to spend guilt free, plan for large expenses, and meet your financial goals. Donna and Nathan discuss the process of creating a budget for individuals at all income levels. Also, on MoneyTalk, questions you should ask when shopping around for a new financial advisor, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 4/21/2026; Original Air Date: 3/21/2024 & 7/29/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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You may hear some people say that you should wait until age 70 to claim Social Security to maximize your benefit, and while this may be the right option for many, it is certainly not a one-size-fits-all strategy. Donna discusses how to go about the decision-making process for when to claim Social Security. Also, on MoneyTalk, how longevity planning is providing a more comprehensive solution to the needs of retirees. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 4/20/2026; Original Air Dates: 6/30/2025 & 1/5/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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President Eisenhower famously said âWhat is important is seldom urgent, and what is urgent is seldom important, highlighting the difference between tasks that demand immediate attention, and those that contribute to long term goals. Nathan discusses how this principle applies to our retirement goals, and how a disciplined approach to planning can help us avoid this common pitfall. Also, on MoneyTalk, the psychology of money, and the phases of retirement. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 4/17/2026; Original Air Dates: 12/8/2023, 6/26/2024 & 12/4/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Many people use a home equity line of credit for home renovations and unforeseen liquidity needs, but if you are carrying an old balance on your variable rate HELOC, the current high-interest rate environment has not been friendly to you. Donna and Nathan discuss options for managing variable rate home equity loan balances, and strategies for paying down other forms of high interest debt. Also, on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 4/16/2026; Original Air Date: 4/4/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Tis the season of paying, and as millions of Americans scramble to get their taxes filed on time, avoidable mistakes will inevitably be made. Donna and Nathan offer last minute tax filing tips to help you avoid some of the more common errors. Also, on MoneyTalk, new investment accounts controlled by teens, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/14/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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One of the contributions of the SECURE Act 2.0 is the ability to hold an annuity within your 401(k) plan, but while a product with guaranteed income may sound appealing, it's not going to be a fit for everyone. Donna discusses annuities and who they will benefit most. Also, on MoneyTalk, AI prompt engineering to enhance your financial decision making. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 4/13/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Since the advent of the MoneyTalk show we’ve discussed the art of portfolio management, but there is also a science behind the methods asset managers employ. Nathan discusses how different asset allocation strategies can be used to achieve specific investment goals. Also, on MoneyTalk, common retirement mistakes, and takeaways from Hans Rosling’s book, “Fact-fullness: Ten Reasons Why We’re Wrong About the World, and Why Things Are Better Than You Think”. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 4/10/2026; Original Air Dates: 6/12/2023, 1/26/2024 & 7/21/25. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Some people structure their retirement plan to spend more in their early years and rein it in over time. But it's that reigning in process that tends to trip people up. Donna and Nathan discuss when front-loading your retirement spending makes sense, and the importance of proper execution. Also, on MoneyTalk, the pros and cons of using target date funds, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/9/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

See omnystudio.com/listener for privacy information.