Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

April 13 Proceed at Your Own Risk
Great reward typically comes with an equal measure of risk, and this is especially true when it comes to investing. Nathan discusses the various forms of investment risk, including loss of principal, purchasing power, liquidity, geopolitical, currency risk, and more. In this edition of our MoneyTalk Moment in Financial History, Nathan tells the story of America’s rise to power through the lens of the US banking system. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 4/8/2026; Original Air Dates: 1/18/2023 & 1/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 09 Smart Giving
Giving is an essential part of a healthy society, and hey, if that generosity can save you a few bucks on your taxes, then all the better! Donna and Nathan discuss charitable giving strategies investors can use to maximize the tax deductibility of their donations. Also, on MoneyTalk, annuity basics, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/7/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
43 min
April 08 Building Your Emergency Fund
One of the simplest and most impactful things you can do for your financial welfare is to keep an emergency fund. Donna discusses how to determine the appropriate size of your emergency fund, and what kind of needs it should be used for. Also MoneyTalk, adjusting your equity allocation in retirement, and a new retail scam with a surprising twist. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 4/6/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
41 min
April 07 The Big Three
You likely have heard of the three primary US stock indices, the Dow Jones Industrial Average, the S&P500 and the Nasdaq, but many people don't have a clear understanding of which they should be following, and when. Nathan discusses the differences between the Big Three, and why each one is uniquely important to the overall market. Also, on MoneyTalk, how to determine what should be included in your financial plan, and the history of the fractured US banking system before the creation of the Federal Reserve. Host: Nathan Beauvais CFPÂ®, CIMAÂ®, CPWAÂ®; Special Guest: Daniel Sowa; Air Date: 4/1/2026; Original Air Dates: 1/11/2023, 9/8/2023 & 2/18/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 07 Rethinking the 60/40 Model
Asset managers are always looking for creative ways to introduce safety into retirement portfolios without sacrificing growth, and some argue that the traditional 60/40 portfolio may be outdated. Donna and Nathan discuss diversification through alternative asset classes, and how to to find right mix for you. Also, on MoneyTalk, DIY investing tips, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/2/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 06 Timing Medicare & Social Security
Medicare and Social Security are the two government entitlement programs that just about all of us will have to deal with, and when that time comes, we want you to be prepared with the information you’ll need to make the right decision. Donna and Nathan discuss how to decide when it’s appropriate to file for Medicare and Social Security based on your personal circumstances. Also, on MoneyTalk, is it worth it to move to a state with no income tax, and Stock Trivia: Two Truths and a Lie. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 3/31/2026; Original Air Dates: 8/13/2024 & 1/6/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
43 min
April 06 Umbrella Insurance
It’s pretty common to insure your home and auto, but is that truly enough to leave you covered? Donna and Nathan discuss umbrella insurance, how it works, and why so many financial professionals today consider it a key layer of protection. Also, on MoneyTalk, lessons from Morgan Housel’s acclaimed book, The Psychology of Money, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 3/26/2026; Original Air Dates: 1/11/2023 & 8/1/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
43 min
April 06 The Battle for Social Security
Social safety nets have existed in one form or another since the Middle Ages, but no government entitlement program has touched more people or enjoyed more longevity than Social Security. On this edition of our MoneyTalk Moment in Financial History, Nathan takes us through the events that led to the unlikely passing of the Social Security program, and why it’s been so critical to the ongoing welfare of our nation. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 3/25/2026; Original Air Date: 8/9/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min
April 01 The Final Approach to Retirement
That 10 year stretch of time leading up to retirement is a critical period when your strategic retirement plan gets accelerated to get you past the goal line, and how you choose to focus your efforts and resources will make all the difference. Donna runs through 10 questions you should be asking yourself when planning for your final approach to retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 3/30/2026; Original Air Date: 9/23/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
43 min
March 26 Evergreen Tax Tips
Today, with less and less people using a CPA to file their taxes, mistakes are exceedingly common and can lead to delays and added costs. Donna and Nathan discuss some common tax filing mistakes that are simple to avoid to help you make this tax season a smooth one. Also on MoneyTalk, the complications that come with inheriting money, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 3/24/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!
See omnystudio.com/listener for privacy information.
42 min