Don Sowa's MoneyTalk

The Fed unanimously agreed to raise rates by .75% during Wednesday·s meeting of the FOMC, reflecting their belief that the labor market is strong enough for them to take more aggressive measures to curb inflation without a major impact on employment. Steve and Nathan discuss the state of the economy. Also, our MoneyTalk Moment in Financial History covers a period that shaped the national ethos that still lives on today, the California Gold Rush. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP®; Air Date: July 27, 2022

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The Fed Open Market Committee meets this week to discuss the next round of rate hikes as they look to stem inflation without adversely impacting the job market. Don discusses the economic path toward recession, how behavioral finance informs our understanding of current market activity, and the state of the social security program. Host: Donald Sowa, CFP®, AIF®; Air Date: July 26, 2022 

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July has been a better month for the market, but most portfolios still remain negative for the year and inflation continues to stymie any hopes for economic recovery. Donna offers some short term planning strategies that investors can take advantage of, such as budget tightening, initiating a Roth conversion, and tax loss harvesting. Also on MoneyTalk, Donna discusses the importance of cultivating strong social networks to improve longevity in retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: July 25, 2022

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With all of the available data one would think that the stock market moves rationally based on the best information available, but the truth is that the stock market is really a people market, and it moves irrationally based more on emotion than calculation. Don and Donna discuss behavioral finance topics, including the mechanics of the markets and the reasons for the great disparity between the winners and losers, how internal biases shape our perception, and how loss aversion can lower our tolerance for investment risk. Hosts: Donald Sowa, CFP®, AIF® & Donna Sowa Allard, CFP®, AIF®; Air Date: July 19, 2022

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Rahm Emanuel famously said, ·never let a serious crisis go to waste.· Steve discusses moves investors can make to take advantage of the current market, including discounted asset classes to consider, accelerating your 401k contributions and converting to a Roth IRA. Host: Steven Beauvais; Air Date: July 20, 2022

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Don shares his insights on economic growth and inflation, his positive expectations for the second half of 2022, and strategies for dealing with the stress of volatile markets. Host: Donald Sowa, CFP®, AIF®; Air Date: July 18, 2022

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As we are all discovering, the effects of inflation are inescapable, but that does not mean that they impact everyone evenly. Donna and Nathan discuss how individual circumstances play into the way we experience inflation in our lives, how current low employment numbers may not reflect the true state of the labor market, and more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP®; Air Date: July 14, 2022

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Wednesday’s CPI report showed priced up by a staggering 9% year over year, so why are some analysts calling for a top to inflation? Steve and Nathan look deeper into the CPI numbers to explain why they may not be as bad as they look, and discuss the unprecedented gap between rates and inflation. Also, our MoneyTalk Moment in Financial History provides context to the discussion with the history of inflation. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP®; Air Date: July 13, 2022

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We have reached the midpoint in the year, and those of us with a traditional 60/40 portfolio have experienced the worst 6 months of performance in modern times, motivating some to make up for their losses by taking on greater risk. Donna discusses the importance of maintaining discipline, tax loss harvesting, and takes a listener question on risk profile exceptions for senior investors. Host: Donna Sowa Allard, CFP®, AIF®. Air Date: July 12, 2022

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The Fed is expected to take further measures to bring inflation under control, but some analysts feel that their reactionary approach to policy making has contributed to our current challenges. Don discusses the Fed·s spotty history of responding to economic crisis, what it means to be a fiduciary, and generational trends in investing. Host: Donald Sowa, CFP®, AIF®. Air Date: July 11, 2022

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